Arc

Software-driven banking & growth capital for startups

★★★★★ 4.9/5
FactScore™ 64.3
VS

NorthOne Business Banking

A mobile business bank account built for makers

★★★★☆ 4.2/5
FactScore™ 54.1

Updated June 2026

Arc NorthOne Business Banking
Rating 4.9★ 4.2★
Reviews 20 19
Pros 17 14
FactScore™ 64.3 54.1

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

👑
64.3
Arc FactScore™
★ Arc wins on FactScore™
54.1
NorthOne Business Banking FactScore™

Pros & Cons

Only in Arc — Pros

Excellent customer support Comprehensive startup banking Modern UX/UI Responsive team Fast account setup High yield savings Secure platform Software-driven banking Efficient cash management Fast product development Tech-centric platform Growth capital access Community trust High interest rates Integrated financial products No equity requirement Transparent process

Both tools — Pros

Only in NorthOne Business Banking — Pros

Customer support Accounting software integration Envelope system Digital banking Fund separation Mobile app No hidden fees Personalized communication Bill pay feature Fast issue resolution Fee transparency High transaction limits Quick onboarding Real-time payments

Only in Arc — Cons

Billing issues

Both tools — Cons

Only in NorthOne Business Banking — Cons

Questionable practices Transaction issues Account suspension Funds freezing Unhelpful support Account closure Envelope system Lack of integrations

Details

Arc NorthOne Business Banking
Categories Online banking, Financial planning, Neobanks, Treasury management platforms Online banking
Platforms Web Web · iOS
Added June 29, 2023 September 4, 2019
Website www.arc.tech apps.apple.com

Who Should Pick Which?

Choose Arc if...

  • Excellent customer support
  • Comprehensive startup banking
  • Modern UX/UI

Choose NorthOne Business Banking if...

  • Customer support
  • Accounting software integration
  • Envelope system

With a FactScore™ of 64.3 vs 54.1, Arc leads in community reception. Arc uniquely offers Excellent customer support and Comprehensive startup banking, while NorthOne Business Banking stands out for Customer support and Accounting software integration.

3

What Users Say

Arc

J
Jared Jun 29, 2023
★★★★★

Arc has become widely used and well-regarded in the YC Community, which has high standards for products like this. Many YC companies tell us they love Arc and have had a great experience. In the wa...

A
Ashley Jun 29, 2023
★★★★★

We recently became customers of Arc at Momentum, but have been following their progress for the last 9 months or so. The speed at which they've been able to ship a full suite of products for startu...

B
Brandon Jun 29, 2023
★★★★★

HUGE fan of Arc, they have made everything so simple that we have basically automated all of our startup banking needs. It also doesn't hurt that we get 5%+ APY on our savings in the account. 10/10...

NorthOne Business Banking

R
Rukhsar Jun 19, 2024
★★★★★

Highly recommend North One to small business owners who need a feature-rich bank account

H
Hamza Jun 17, 2024
★★★★★

North One is a game changer. Well done team!

T
T Mar 23, 2023
★☆☆☆☆

On Friday March 17th 2023 I was notified without any prior warning or notice that my business bank account had been suspended. My funds were frozen and I was locked out my account. I received an em...

Frequently Asked Questions

Which is better, Arc or NorthOne Business Banking?

Based on FactScore™, Arc leads with a score of 64.3 vs 54.1. Arc has a higher rating of 4.9★ compared to 4.2★.

What are the pros of Arc compared to NorthOne Business Banking?

Arc uniquely offers: Excellent customer support, Comprehensive startup banking, Modern UX/UI, Responsive team, Fast account setup.

What are the pros of NorthOne Business Banking compared to Arc?

NorthOne Business Banking uniquely offers: Customer support, Accounting software integration, Envelope system, Digital banking, Fund separation.

Is Arc better rated than NorthOne Business Banking?

Arc is rated 4.9★ from 20 reviews. NorthOne Business Banking is rated 4.2★ from 19 reviews.

What is the FactScore™ of Arc and NorthOne Business Banking?

FactScore™ weighs rating and review volume together. Arc scores 64.3 and NorthOne Business Banking scores 54.1.

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