Arc
Software-driven banking & growth capital for startups
Vivid
Free mobile banking that comes with a metal card
Updated June 2026
| Arc | Vivid | |
|---|---|---|
| Rating | 4.9★ | 2.5★ |
| Reviews | 20 | 2 |
| Pros | 17 | 0 |
| FactScore™ | 64.3 | 11.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Arc — Pros
Excellent customer support Comprehensive startup banking Modern UX/UI Responsive team Fast account setup High yield savings Secure platform Software-driven banking Efficient cash management Fast product development Tech-centric platform Growth capital access Community trust High interest rates Integrated financial products No equity requirement Transparent processBoth tools — Pros
—Only in Vivid — Pros
No unique pros listedOnly in Arc — Cons
Billing issuesBoth tools — Cons
—Only in Vivid — Cons
—Details
| Arc | Vivid | |
|---|---|---|
| Categories | Online banking, Financial planning, Neobanks, Treasury management platforms | Online banking, Neobanks |
| Platforms | Web | Web |
| Added | June 29, 2023 | June 19, 2020 |
| Website | www.arc.tech | vivid.money |
Who Should Pick Which?
Choose Arc if...
- Excellent customer support
- Comprehensive startup banking
- Modern UX/UI
Choose Vivid if...
- No unique pros listed
With a FactScore™ of 64.3 vs 11.9, Arc leads in community reception. Arc uniquely offers Excellent customer support and Comprehensive startup banking, while Vivid stands out for No unique pros listed.
What Users Say
Arc
Arc has become widely used and well-regarded in the YC Community, which has high standards for products like this. Many YC companies tell us they love Arc and have had a great experience. In the wa...
We recently became customers of Arc at Momentum, but have been following their progress for the last 9 months or so. The speed at which they've been able to ship a full suite of products for startu...
HUGE fan of Arc, they have made everything so simple that we have basically automated all of our startup banking needs. It also doesn't hurt that we get 5%+ APY on our savings in the account. 10/10...
Vivid
At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...
It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...
Frequently Asked Questions
Which is better, Arc or Vivid?
Based on FactScore™, Arc leads with a score of 64.3 vs 11.9. Arc has a higher rating of 4.9★ compared to 2.5★.
What are the pros of Arc compared to Vivid?
Arc uniquely offers: Excellent customer support, Comprehensive startup banking, Modern UX/UI, Responsive team, Fast account setup.
What are the pros of Vivid compared to Arc?
Vivid uniquely offers: No unique pros listed.
Is Arc better rated than Vivid?
Arc is rated 4.9★ from 20 reviews. Vivid is rated 2.5★ from 2 reviews.
What is the FactScore™ of Arc and Vivid?
FactScore™ weighs rating and review volume together. Arc scores 64.3 and Vivid scores 11.9.
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