Cheq UPI
A better payments app for NRIs and Foreigners visiting India
Vivid
Free mobile banking that comes with a metal card
Updated June 2026
| Cheq UPI | Vivid | |
|---|---|---|
| Rating | 3.7★ | 2.5★ |
| Reviews | 3 | 2 |
| Pros | 3 | 0 |
| FactScore™ | 22.1 | 11.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Cheq UPI — Pros
Swift UPI payment Secure transactions Simple UIBoth tools — Pros
—Only in Vivid — Pros
No unique pros listedOnly in Cheq UPI — Cons
Account access issues Delayed issue resolution No phone support Poor customer serviceBoth tools — Cons
—Only in Vivid — Cons
—Details
| Cheq UPI | Vivid | |
|---|---|---|
| Categories | Neobanks, Payment processors, Money transfer, Travel apps | Online banking, Neobanks |
| Platforms | Web · iOS · Android | Web |
| Added | August 7, 2023 | June 19, 2020 |
| Website | www.chequpi.com | vivid.money |
Who Should Pick Which?
Choose Cheq UPI if...
- Swift UPI payment
- Secure transactions
- Simple UI
Choose Vivid if...
- No unique pros listed
With a FactScore™ of 22.1 vs 11.9, Cheq UPI leads in community reception. Cheq UPI uniquely offers Swift UPI payment and Secure transactions, while Vivid stands out for No unique pros listed.
What Users Say
Cheq UPI
Awesome stuff @Manish and team. Congratulations!
Brilliant Concept . Loved it
When it works, it is very convenient but I regret using it now for 4+ months because of the customer service. Things may go wrong in long-term travel as a forginer...your phone number may need to c...
Vivid
At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...
It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...
Related Comparisons
Frequently Asked Questions
Which is better, Cheq UPI or Vivid?
Based on FactScore™, Cheq UPI leads with a score of 22.1 vs 11.9. Cheq UPI has a higher rating of 3.7★ compared to 2.5★.
What are the pros of Cheq UPI compared to Vivid?
Cheq UPI uniquely offers: Swift UPI payment, Secure transactions, Simple UI.
What are the pros of Vivid compared to Cheq UPI?
Vivid uniquely offers: No unique pros listed.
Is Cheq UPI better rated than Vivid?
Cheq UPI is rated 3.7★ from 3 reviews. Vivid is rated 2.5★ from 2 reviews.
What is the FactScore™ of Cheq UPI and Vivid?
FactScore™ weighs rating and review volume together. Cheq UPI scores 22.1 and Vivid scores 11.9.
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