Cogni
Your money. Your lifestyle. One app
Vivid
Free mobile banking that comes with a metal card
Updated June 2026
| Cogni | Vivid | |
|---|---|---|
| Rating | 1.0★ | 2.5★ |
| Reviews | 2 | 2 |
| Pros | 0 | 0 |
| FactScore™ | 4.8 | 11.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Cogni — Pros
No unique pros listedBoth tools — Pros
—Only in Vivid — Pros
No unique pros listedOnly in Cogni — Cons
—Both tools — Cons
—Only in Vivid — Cons
—Details
| Cogni | Vivid | |
|---|---|---|
| Categories | Online banking, Neobanks, Money transfer | Online banking, Neobanks |
| Platforms | Web | Web |
| Added | August 25, 2020 | June 19, 2020 |
| Website | getcogni.onelink.me | vivid.money |
Who Should Pick Which?
Choose Cogni if...
- No unique pros listed
Choose Vivid if...
- No unique pros listed
With a FactScore™ of 4.8 vs 11.9, Vivid leads in community reception. Cogni uniquely offers No unique pros listed, while Vivid stands out for No unique pros listed.
What Users Say
Cogni
I wish I can give 0 stars. Not only they ask you to undertake long and complicated verification, but also when I linked my bank account and set a money transfer they somehow confused bank accounts ...
They are asking full social security number over the phone! Are you serious? Awful customer service who doesn't care at all about you. Application doesn't work 5 out of 10 logins.
Vivid
At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...
It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...
Related Comparisons
Frequently Asked Questions
Which is better, Cogni or Vivid?
Based on FactScore™, Vivid leads with a score of 11.9 vs 4.8. Vivid has a higher rating of 2.5★ compared to 1.0★.
What are the pros of Cogni compared to Vivid?
Cogni uniquely offers: No unique pros listed.
What are the pros of Vivid compared to Cogni?
Vivid uniquely offers: No unique pros listed.
Is Cogni better rated than Vivid?
Cogni is rated 1.0★ from 2 reviews. Vivid is rated 2.5★ from 2 reviews.
What is the FactScore™ of Cogni and Vivid?
FactScore™ weighs rating and review volume together. Cogni scores 4.8 and Vivid scores 11.9.
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