Mayfair
The 5.02% APY business cash account
Vivid
Free mobile banking that comes with a metal card
Updated June 2026
| Mayfair | Vivid | |
|---|---|---|
| Rating | 4.9★ | 2.5★ |
| Reviews | 10 | 2 |
| Pros | 12 | 0 |
| FactScore™ | 51 | 11.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Mayfair — Pros
High APY Quick account setup 1-day ACH transfers Responsive customer service Simple cash management Competitive rates User-friendly interface Detailed reports Enhanced FDIC insurance Fast onboarding process Integrates with existing bank Transparent ratesBoth tools — Pros
—Only in Vivid — Pros
No unique pros listedOnly in Mayfair — Cons
Slow customer support Limited FDIC coverage US onlyBoth tools — Cons
—Only in Vivid — Cons
—Details
| Mayfair | Vivid | |
|---|---|---|
| Categories | Online banking, Neobanks, Money transfer | Online banking, Neobanks |
| Platforms | Web | Web |
| Added | November 29, 2022 | June 19, 2020 |
| Website | www.getmayfair.com | vivid.money |
Who Should Pick Which?
Choose Mayfair if...
- High APY
- Quick account setup
- 1-day ACH transfers
Choose Vivid if...
- No unique pros listed
With a FactScore™ of 51 vs 11.9, Mayfair leads in community reception. Mayfair uniquely offers High APY and Quick account setup, while Vivid stands out for No unique pros listed.
What Users Say
Mayfair
Spent most of September looking for ways to leverage high interest rates for my business. Heard about Mayfair on Twist, seemed like a good fit and has been satisfactory so far.
Customer support is a bit slow at times but I understand they're still new
Congratulations on the launch - it's a fantastic concept! Any plans to open this up for UK business accounts anytime soon?
Vivid
At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...
It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...
Related Comparisons
Frequently Asked Questions
Which is better, Mayfair or Vivid?
Based on FactScore™, Mayfair leads with a score of 51 vs 11.9. Mayfair has a higher rating of 4.9★ compared to 2.5★.
What are the pros of Mayfair compared to Vivid?
Mayfair uniquely offers: High APY, Quick account setup, 1-day ACH transfers, Responsive customer service, Simple cash management.
What are the pros of Vivid compared to Mayfair?
Vivid uniquely offers: No unique pros listed.
Is Mayfair better rated than Vivid?
Mayfair is rated 4.9★ from 10 reviews. Vivid is rated 2.5★ from 2 reviews.
What is the FactScore™ of Mayfair and Vivid?
FactScore™ weighs rating and review volume together. Mayfair scores 51 and Vivid scores 11.9.
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