Mercury
Banking for startups
Vivid
Free mobile banking that comes with a metal card
Updated June 2026
| Mercury | Vivid | |
|---|---|---|
| Rating | 4.5★ | 2.5★ |
| Reviews | 52 | 2 |
| Pros | 13 | 0 |
| FactScore™ | 77.6 | 11.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Mercury — Pros
Intuitive interface Startup-friendly features Easy account setup Responsive customer service Integrations with business tools No fees Seamless account management Virtual cards Support for startup community Treasury product Venture debt options Automated expense tracking Free international transfersBoth tools — Pros
—Only in Vivid — Pros
No unique pros listedOnly in Mercury — Cons
Unreliable service Slow support Account closure without warning Compliance issues Low card limits Slow fund availability High-yield interest accountsBoth tools — Cons
—Only in Vivid — Cons
—Details
| Mercury | Vivid | |
|---|---|---|
| Categories | Online banking, Startup financial planning | Online banking, Neobanks |
| Platforms | Web | Web |
| Added | April 18, 2019 | June 19, 2020 |
| Website | www.mercury.com | vivid.money |
Who Should Pick Which?
Choose Mercury if...
- Intuitive interface
- Startup-friendly features
- Easy account setup
Choose Vivid if...
- No unique pros listed
With a FactScore™ of 77.6 vs 11.9, Mercury leads in community reception. Mercury uniquely offers Intuitive interface and Startup-friendly features, while Vivid stands out for No unique pros listed.
What Users Say
Mercury
From our first check to paying contractors, Mercury has had our back from the beginning. Rock solid banking services, and recently even started to offer sending out SAFE's. Not to mention the high-...
I remember opening a bank account with Wells Fargo for a business before Mercury existed. It involved phone calls, scanning signatures, and keeping track of paper. Mercury's onboarding was easy, al...
Vivid
At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...
It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...
Related Comparisons
Frequently Asked Questions
Which is better, Mercury or Vivid?
Based on FactScore™, Mercury leads with a score of 77.6 vs 11.9. Mercury has a higher rating of 4.5★ compared to 2.5★.
What are the pros of Mercury compared to Vivid?
Mercury uniquely offers: Intuitive interface, Startup-friendly features, Easy account setup, Responsive customer service, Integrations with business tools.
What are the pros of Vivid compared to Mercury?
Vivid uniquely offers: No unique pros listed.
Is Mercury better rated than Vivid?
Mercury is rated 4.5★ from 52 reviews. Vivid is rated 2.5★ from 2 reviews.
What is the FactScore™ of Mercury and Vivid?
FactScore™ weighs rating and review volume together. Mercury scores 77.6 and Vivid scores 11.9.
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