N26
The Mobile Bank
Vivid
Free mobile banking that comes with a metal card
Updated June 2026
| N26 | Vivid | |
|---|---|---|
| Rating | 1.0★ | 2.5★ |
| Reviews | 12 | 2 |
| Pros | 0 | 0 |
| FactScore™ | 11.1 | 11.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in N26 — Pros
No unique pros listedBoth tools — Pros
—Only in Vivid — Pros
No unique pros listedOnly in N26 — Cons
Poor customer service Delayed responses Lack of transparency Frozen funds Account freezes Unexplained account closures Difficult account closure Fraud prevention issues App usability issues Identity verification delays Subscription issuesBoth tools — Cons
—Only in Vivid — Cons
—Details
| N26 | Vivid | |
|---|---|---|
| Categories | Online banking, Neobanks, Money transfer | Online banking, Neobanks |
| Platforms | Web · iOS · Android | Web |
| Added | July 21, 2016 | June 19, 2020 |
| Website | n26.com | vivid.money |
Who Should Pick Which?
Choose N26 if...
- No unique pros listed
Choose Vivid if...
- No unique pros listed
With a FactScore™ of 11.1 vs 11.9, Vivid leads in community reception. N26 uniquely offers No unique pros listed, while Vivid stands out for No unique pros listed.
What Users Say
N26
I never thought a licensed European bank could behave like this. N26 blocked my account on 10 May 2025 without warning, without explanation, and with no access to my own money. All I’ve received si...
Ich habe mit N26 und ihrem Partner Upvest eine katastrophale Erfahrung gemacht,die mich über 7.400 € gekostet hat.Trotz mehrfacher Versuche,eine Klärung zu erreichen,verweigern beide Unternehmen je...
Voy a cerrar mi cuenta. Ya he sacado mi nómina de ahí. Me subscribí a cuenta metal y te dan de alta en un segundo. Solicité hace una semana la cancelación y todavía no me dan de baja. Servicio pési...
Vivid
At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...
It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...
Related Comparisons
Frequently Asked Questions
Which is better, N26 or Vivid?
Based on FactScore™, Vivid leads with a score of 11.9 vs 11.1. Vivid has a higher rating of 2.5★ compared to 1.0★.
What are the pros of N26 compared to Vivid?
N26 uniquely offers: No unique pros listed.
What are the pros of Vivid compared to N26?
Vivid uniquely offers: No unique pros listed.
Is N26 better rated than Vivid?
N26 is rated 1.0★ from 12 reviews. Vivid is rated 2.5★ from 2 reviews.
What is the FactScore™ of N26 and Vivid?
FactScore™ weighs rating and review volume together. N26 scores 11.1 and Vivid scores 11.9.
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