Privacy

Forget your credit card.

★★☆☆☆ 2.4/5
FactScore™ 21.9
VS

Vivid

Free mobile banking that comes with a metal card

★★★☆☆ 2.5/5
FactScore™ 11.9

Updated June 2026

Privacy Vivid
Rating 2.4★ 2.5★
Reviews 7 2
Pros 4 0
FactScore™ 21.9 11.9

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

👑
21.9
Privacy FactScore™
★ Privacy wins on FactScore™
11.9
Vivid FactScore™

Pros & Cons

Only in Privacy — Pros

Easy to use website Good customer support Increased security Individual card control

Both tools — Pros

Only in Vivid — Pros

No unique pros listed

Only in Privacy — Cons

Account suspension issues Poor customer service Verification problems Stringent application approval Fraudulent charge issues Refund issues Subscription charge issues Us-only bank support

Both tools — Cons

Only in Vivid — Cons

Details

Privacy Vivid
Categories Safety and Privacy platforms, Online banking Online banking, Neobanks
Platforms Web · iOS Web
Added March 24, 2016 June 19, 2020
Website privacy.com vivid.money

Who Should Pick Which?

Choose Privacy if...

  • Easy to use website
  • Good customer support
  • Increased security

Choose Vivid if...

  • No unique pros listed

With a FactScore™ of 21.9 vs 11.9, Privacy leads in community reception. Privacy uniquely offers Easy to use website and Good customer support, while Vivid stands out for No unique pros listed.

3

What Users Say

Privacy

L
Luis May 30, 2024
★☆☆☆☆

I created an account and attempted to use the service. I could not create a card after adding a funding source which I added successfully. I then attempted to remove and re-add the funding source. ...

V
V Mar 23, 2022
★☆☆☆☆

I've been a user for many years. The first red flag was at least 5 years ago- They randomly suspended my account for using it as intended. Once that was sorted, the next hurdle began. It randomly w...

M
Michael Jun 25, 2023
★★★★★

This is a great idea that's well implemented. An excellent approach to increase security and let you control charges to each card individually. The web site is easy to use and the support is very g...

Vivid

D
Dau Mar 28, 2023
★☆☆☆☆

At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...

A
Anna Dec 1, 2023
★★★★☆

It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...

Frequently Asked Questions

Which is better, Privacy or Vivid?

Based on FactScore™, Privacy leads with a score of 21.9 vs 11.9. Privacy has a higher rating of 2.4★ compared to 2.5★.

What are the pros of Privacy compared to Vivid?

Privacy uniquely offers: Easy to use website, Good customer support, Increased security, Individual card control.

What are the pros of Vivid compared to Privacy?

Vivid uniquely offers: No unique pros listed.

Is Privacy better rated than Vivid?

Privacy is rated 2.4★ from 7 reviews. Vivid is rated 2.5★ from 2 reviews.

What is the FactScore™ of Privacy and Vivid?

FactScore™ weighs rating and review volume together. Privacy scores 21.9 and Vivid scores 11.9.

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