Privacy
Forget your credit card.
Vivid
Free mobile banking that comes with a metal card
Updated June 2026
| Privacy | Vivid | |
|---|---|---|
| Rating | 2.4★ | 2.5★ |
| Reviews | 7 | 2 |
| Pros | 4 | 0 |
| FactScore™ | 21.9 | 11.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Privacy — Pros
Easy to use website Good customer support Increased security Individual card controlBoth tools — Pros
—Only in Vivid — Pros
No unique pros listedOnly in Privacy — Cons
Account suspension issues Poor customer service Verification problems Stringent application approval Fraudulent charge issues Refund issues Subscription charge issues Us-only bank supportBoth tools — Cons
—Only in Vivid — Cons
—Details
| Privacy | Vivid | |
|---|---|---|
| Categories | Safety and Privacy platforms, Online banking | Online banking, Neobanks |
| Platforms | Web · iOS | Web |
| Added | March 24, 2016 | June 19, 2020 |
| Website | privacy.com | vivid.money |
Who Should Pick Which?
Choose Privacy if...
- Easy to use website
- Good customer support
- Increased security
Choose Vivid if...
- No unique pros listed
With a FactScore™ of 21.9 vs 11.9, Privacy leads in community reception. Privacy uniquely offers Easy to use website and Good customer support, while Vivid stands out for No unique pros listed.
What Users Say
Privacy
I created an account and attempted to use the service. I could not create a card after adding a funding source which I added successfully. I then attempted to remove and re-add the funding source. ...
I've been a user for many years. The first red flag was at least 5 years ago- They randomly suspended my account for using it as intended. Once that was sorted, the next hurdle began. It randomly w...
This is a great idea that's well implemented. An excellent approach to increase security and let you control charges to each card individually. The web site is easy to use and the support is very g...
Vivid
At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...
It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...
Frequently Asked Questions
Which is better, Privacy or Vivid?
Based on FactScore™, Privacy leads with a score of 21.9 vs 11.9. Privacy has a higher rating of 2.4★ compared to 2.5★.
What are the pros of Privacy compared to Vivid?
Privacy uniquely offers: Easy to use website, Good customer support, Increased security, Individual card control.
What are the pros of Vivid compared to Privacy?
Vivid uniquely offers: No unique pros listed.
Is Privacy better rated than Vivid?
Privacy is rated 2.4★ from 7 reviews. Vivid is rated 2.5★ from 2 reviews.
What is the FactScore™ of Privacy and Vivid?
FactScore™ weighs rating and review volume together. Privacy scores 21.9 and Vivid scores 11.9.
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