Qonto
The finance solution that energizes SMEs and freelancers.
Vivid
Free mobile banking that comes with a metal card
Updated June 2026
| Qonto | Vivid | |
|---|---|---|
| Rating | 3.0★ | 2.5★ |
| Reviews | 2 | 2 |
| Pros | 0 | 0 |
| FactScore™ | 14.3 | 11.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Qonto — Pros
No unique pros listedBoth tools — Pros
—Only in Vivid — Pros
No unique pros listedOnly in Qonto — Cons
—Both tools — Cons
—Only in Vivid — Cons
—Details
| Qonto | Vivid | |
|---|---|---|
| Categories | Budgeting apps, Invoicing tools, Online banking | Online banking, Neobanks |
| Platforms | Web | Web |
| Added | January 16, 2017 | June 19, 2020 |
| Website | qonto.com | vivid.money |
Who Should Pick Which?
Choose Qonto if...
- No unique pros listed
Choose Vivid if...
- No unique pros listed
With a FactScore™ of 14.3 vs 11.9, Qonto leads in community reception. Qonto uniquely offers No unique pros listed, while Vivid stands out for No unique pros listed.
What Users Say
Qonto
Qonto makes business banking seamless. From expense management to invoicing, it’s the perfect financial companion for startups and SMBs. We love how easy and efficient it is!
Great service. But when updating their app to Android they just gave clients a 15 days notice in the middle of summer break (19 Aug). A shame. I'm not using Qonto anymore.
Vivid
At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...
It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...
Related Comparisons
Frequently Asked Questions
Which is better, Qonto or Vivid?
Based on FactScore™, Qonto leads with a score of 14.3 vs 11.9. Qonto has a higher rating of 3.0★ compared to 2.5★.
What are the pros of Qonto compared to Vivid?
Qonto uniquely offers: No unique pros listed.
What are the pros of Vivid compared to Qonto?
Vivid uniquely offers: No unique pros listed.
Is Qonto better rated than Vivid?
Qonto is rated 3.0★ from 2 reviews. Vivid is rated 2.5★ from 2 reviews.
What is the FactScore™ of Qonto and Vivid?
FactScore™ weighs rating and review volume together. Qonto scores 14.3 and Vivid scores 11.9.
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