Ramp
Time is money. Save both.
Vivid
Free mobile banking that comes with a metal card
Updated June 2026
| Ramp | Vivid | |
|---|---|---|
| Rating | 4.6★ | 2.5★ |
| Reviews | 9 | 2 |
| Pros | 10 | 0 |
| FactScore™ | 45.6 | 11.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Ramp — Pros
1.5% cash back Advanced savings reports Bill-Pay feature Credit card processing Integration with Digits Intuitive user flows Invoice processing Reimbursement feature Time saving Unlimited cardsBoth tools — Pros
—Only in Vivid — Pros
No unique pros listedOnly in Ramp — Cons
Identity verification issuesBoth tools — Cons
—Only in Vivid — Cons
—Details
| Ramp | Vivid | |
|---|---|---|
| Categories | Budgeting apps, Neobanks, Credit score tools | Online banking, Neobanks |
| Platforms | Web · iOS · Android | Web |
| Added | February 12, 2020 | June 19, 2020 |
| Website | www.ramp.com | vivid.money |
Who Should Pick Which?
Choose Ramp if...
- 1.5% cash back
- Advanced savings reports
- Bill-Pay feature
Choose Vivid if...
- No unique pros listed
With a FactScore™ of 45.6 vs 11.9, Ramp leads in community reception. Ramp uniquely offers 1.5% cash back and Advanced savings reports, while Vivid stands out for No unique pros listed.
What Users Say
Ramp
Love our partnership with Ramp to bring Ramp data straight into Digits accounting.
Nothing makes life easier than having a Ramp card. We use it everyday, thank it everyday!
Nothing makes life easier than having a Ramp card. We use it everyday, thank it everyday!
Vivid
At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...
It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...
Related Comparisons
Frequently Asked Questions
Which is better, Ramp or Vivid?
Based on FactScore™, Ramp leads with a score of 45.6 vs 11.9. Ramp has a higher rating of 4.6★ compared to 2.5★.
What are the pros of Ramp compared to Vivid?
Ramp uniquely offers: 1.5% cash back, Advanced savings reports, Bill-Pay feature, Credit card processing, Integration with Digits.
What are the pros of Vivid compared to Ramp?
Vivid uniquely offers: No unique pros listed.
Is Ramp better rated than Vivid?
Ramp is rated 4.6★ from 9 reviews. Vivid is rated 2.5★ from 2 reviews.
What is the FactScore™ of Ramp and Vivid?
FactScore™ weighs rating and review volume together. Ramp scores 45.6 and Vivid scores 11.9.
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