Razorpay

Power your finance, grow your business

★★★★★ 4.8/5
FactScore™ 47.8
VS

Vivid

Free mobile banking that comes with a metal card

★★★☆☆ 2.5/5
FactScore™ 11.9

Updated June 2026

Razorpay Vivid
Rating 4.8★ 2.5★
Reviews 9 2
Pros 11 0
FactScore™ 47.8 11.9

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

👑
47.8
Razorpay FactScore™
★ Razorpay wins on FactScore™
11.9
Vivid FactScore™

Pros & Cons

Only in Razorpay — Pros

Detailed analytics Easy payment integration Intuitive interface Multiple payment options Seamless transactions Real-time tracking Secure transactions Fast performance Low transaction cost Payment gateway Popular in India

Both tools — Pros

Only in Vivid — Pros

No unique pros listed

Only in Razorpay — Cons

Account issues Fraud allegations

Both tools — Cons

Only in Vivid — Cons

Details

Razorpay Vivid
Categories Online banking, Payment processors, Money transfer Online banking, Neobanks
Platforms Web Web
Added March 23, 2015 June 19, 2020
Website razorpay.com vivid.money

Who Should Pick Which?

Choose Razorpay if...

  • Detailed analytics
  • Easy payment integration
  • Intuitive interface

Choose Vivid if...

  • No unique pros listed

With a FactScore™ of 47.8 vs 11.9, Razorpay leads in community reception. Razorpay uniquely offers Detailed analytics and Easy payment integration, while Vivid stands out for No unique pros listed.

3

What Users Say

Razorpay

A
Abhishek Aug 28, 2025
★★★☆☆

Currently using Razorpay for payments in Nuraform but i feel the integration could have been easier with better and simpler docs like polar.sh. Also the setup is just too lengthy and could use a wr...

P
Pulkit Apr 1, 2024
★★★★★

Razorpay integration allowed us to sell globablly with minimum effort. Lots of integration options provide great flexibility.

P
Prashant Sep 26, 2025
★★★★★

Razorpay allowed me to manage the payment process more efficiently, making transactions simpler and faster.

Vivid

D
Dau Mar 28, 2023
★☆☆☆☆

At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...

A
Anna Dec 1, 2023
★★★★☆

It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...

Frequently Asked Questions

Which is better, Razorpay or Vivid?

Based on FactScore™, Razorpay leads with a score of 47.8 vs 11.9. Razorpay has a higher rating of 4.8★ compared to 2.5★.

What are the pros of Razorpay compared to Vivid?

Razorpay uniquely offers: Detailed analytics, Easy payment integration, Intuitive interface, Multiple payment options, Seamless transactions.

What are the pros of Vivid compared to Razorpay?

Vivid uniquely offers: No unique pros listed.

Is Razorpay better rated than Vivid?

Razorpay is rated 4.8★ from 9 reviews. Vivid is rated 2.5★ from 2 reviews.

What is the FactScore™ of Razorpay and Vivid?

FactScore™ weighs rating and review volume together. Razorpay scores 47.8 and Vivid scores 11.9.

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