Vivid

Free mobile banking that comes with a metal card

★★★☆☆ 2.5/5
FactScore™ 11.9
VS

ZELF

Instant money in messengers

★★★☆☆ 3.3/5
FactScore™ 20

Updated June 2026

Vivid ZELF
Rating 2.5★ 3.3★
Reviews 2 3
Pros 0 2
FactScore™ 11.9 20

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

11.9
Vivid FactScore™
👑
20
ZELF FactScore™
★ ZELF wins on FactScore™

Pros & Cons

Only in Vivid — Pros

No unique pros listed

Both tools — Pros

Only in ZELF — Pros

Easy to use NFT support

Only in Vivid — Cons

Both tools — Cons

Only in ZELF — Cons

Account approval delays Crypto exchange limitations Customer support Identity verification issues Withdrawal limitations

Details

Vivid ZELF
Categories Online banking, Neobanks Neobanks, Payment processors, Money transfer
Platforms Web Web
Added June 19, 2020 June 24, 2020
Website vivid.money zelf.co

Who Should Pick Which?

Choose Vivid if...

  • No unique pros listed

Choose ZELF if...

  • Easy to use
  • NFT support

With a FactScore™ of 11.9 vs 20, ZELF leads in community reception. Vivid uniquely offers No unique pros listed, while ZELF stands out for Easy to use and NFT support.

3

What Users Say

Vivid

D
Dau Mar 28, 2023
★☆☆☆☆

At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...

A
Anna Dec 1, 2023
★★★★☆

It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...

ZELF

D
Deep Dec 11, 2022
★★★★★

Great product and team.

S
Scorpio2177 Jan 19, 2023
★★☆☆☆

Was never able to verify my identity and customer support didn't seem to understand what I needed help with. Issue never got fixed. My account is just sitting there, doing nothing... 😭 😭 😭

B
bs Dec 6, 2022
★★★☆☆

very simple to use but crypto exchange is not payable and withdraw is not available yet

Frequently Asked Questions

Which is better, Vivid or ZELF?

Based on FactScore™, ZELF leads with a score of 20 vs 11.9. ZELF has a higher rating of 3.3★ compared to 2.5★.

What are the pros of Vivid compared to ZELF?

Vivid uniquely offers: No unique pros listed.

What are the pros of ZELF compared to Vivid?

ZELF uniquely offers: Easy to use, NFT support.

Is Vivid better rated than ZELF?

Vivid is rated 2.5★ from 2 reviews. ZELF is rated 3.3★ from 3 reviews.

What is the FactScore™ of Vivid and ZELF?

FactScore™ weighs rating and review volume together. Vivid scores 11.9 and ZELF scores 20.

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