Arc
Software-driven banking & growth capital for startups
mesha
The FinancialOS for Global Companies
Updated February 2026
| Arc | mesha | |
|---|---|---|
| Rating | 4.9★ | 5.0★ |
| Reviews | 20 | 4 |
| Pros | 17 | 12 |
| FactScore™ | 64.3 | 34.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Arc — Pros
Excellent customer support Comprehensive startup banking Modern UX/UI Responsive team Fast account setup High yield savings Secure platform Software-driven banking Efficient cash management Fast product development Tech-centric platform Growth capital access Community trust High interest rates Integrated financial products No equity requirement Transparent processBoth tools — Pros
—Only in mesha — Pros
Group investing NFT purchasing Easy to use Strong community Cost splitting for NFTs Sleek interface Access to expensive NFTs AI-driven insights Cross-device compatibility Early access group Streamlined process Strong supportOnly in Arc — Cons
Billing issuesBoth tools — Cons
—Only in mesha — Cons
Confusing pricingDetails
| Arc | mesha | |
|---|---|---|
| Categories | Online banking, Financial planning, Neobanks, Treasury management platforms | Accounting software, Payroll software, Online banking |
| Platforms | Web | Web · iOS · Android |
| Became Popular | June 29, 2023 | April 12, 2022 |
| Website | www.arc.tech | www.mesha.club |
Who Should Pick Which?
Choose Arc if...
- Excellent customer support
- Comprehensive startup banking
- Modern UX/UI
Choose mesha if...
- Group investing
- NFT purchasing
- Easy to use
With a FactScore™ of 64.3 vs 34.9, Arc leads in community reception. Arc uniquely offers Excellent customer support and Comprehensive startup banking, while mesha stands out for Group investing and NFT purchasing.
What Users Say
Arc
Arc has become widely used and well-regarded in the YC Community, which has high standards for products like this. Many YC companies tell us they love Arc and have had a great experience. In the wa...
We recently became customers of Arc at Momentum, but have been following their progress for the last 9 months or so. The speed at which they've been able to ship a full suite of products for startu...
HUGE fan of Arc, they have made everything so simple that we have basically automated all of our startup banking needs. It also doesn't hurt that we get 5%+ APY on our savings in the account. 10/10...
mesha
Bought my first NFT with my friends on Mesha. Since it was an expensive one, Mesha helped us split the cost easily.
Super easy to use, excited to watch the product continue to develop!
Have purchased NFTs using Mesha as part of the early access group, seamless experience. Strong team and community, group investing as a feature excites me and im very excited for their roadmap ahead.
Frequently Asked Questions
Which is better, Arc or mesha?
Based on FactScore™, Arc leads with a score of 64.3 vs 34.9. Arc has a higher rating of 4.9★ compared to 5.0★.
What are the pros of Arc compared to mesha?
Arc uniquely offers: Excellent customer support, Comprehensive startup banking, Modern UX/UI, Responsive team, Fast account setup.
What are the pros of mesha compared to Arc?
mesha uniquely offers: Group investing, NFT purchasing, Easy to use, Strong community, Cost splitting for NFTs.
Is Arc better rated than mesha?
Arc is rated 4.9★ from 20 reviews. mesha is rated 5.0★ from 4 reviews.
What is the FactScore™ of Arc and mesha?
FactScore™ weighs rating and review volume together. Arc scores 64.3 and mesha scores 34.9.
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