Chime
Banking with no hidden fees and fee-free overdraft
mesha
The FinancialOS for Global Companies
Updated February 2026
| Chime | mesha | |
|---|---|---|
| Rating | 5.0★ | 5.0★ |
| Reviews | 3 | 4 |
| Pros | 0 | 12 |
| FactScore™ | 30.1 | 34.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Chime — Pros
No unique pros listedBoth tools — Pros
—Only in mesha — Pros
Group investing NFT purchasing Easy to use Strong community Cost splitting for NFTs Sleek interface Access to expensive NFTs AI-driven insights Cross-device compatibility Early access group Streamlined process Strong supportOnly in Chime — Cons
—Both tools — Cons
—Only in mesha — Cons
Confusing pricingDetails
| Chime | mesha | |
|---|---|---|
| Categories | Online banking, Neobanks, Money transfer | Accounting software, Payroll software, Online banking |
| Platforms | Web · iOS · Android | Web · iOS · Android |
| Became Popular | January 12, 2016 | April 12, 2022 |
| Website | www.chime.com | www.mesha.club |
Who Should Pick Which?
Choose Chime if...
- No unique pros listed
Choose mesha if...
- Group investing
- NFT purchasing
- Easy to use
With a FactScore™ of 30.1 vs 34.9, mesha leads in community reception. Chime uniquely offers No unique pros listed, while mesha stands out for Group investing and NFT purchasing.
What Users Say
Chime
I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.
Having a bad credit will mess up your life. I was in deep mess because I had a poor credit report and almost everything I applied for was turned down. I did my research and stumbled upon this geniu...
Great job, this is very powerful platform
mesha
Bought my first NFT with my friends on Mesha. Since it was an expensive one, Mesha helped us split the cost easily.
Super easy to use, excited to watch the product continue to develop!
Have purchased NFTs using Mesha as part of the early access group, seamless experience. Strong team and community, group investing as a feature excites me and im very excited for their roadmap ahead.
Related Comparisons
Frequently Asked Questions
Which is better, Chime or mesha?
Based on FactScore™, mesha leads with a score of 34.9 vs 30.1. mesha has a higher rating of 5.0★ compared to 5.0★.
What are the pros of Chime compared to mesha?
Chime uniquely offers: No unique pros listed.
What are the pros of mesha compared to Chime?
mesha uniquely offers: Group investing, NFT purchasing, Easy to use, Strong community, Cost splitting for NFTs.
Is Chime better rated than mesha?
Chime is rated 5.0★ from 3 reviews. mesha is rated 5.0★ from 4 reviews.
What is the FactScore™ of Chime and mesha?
FactScore™ weighs rating and review volume together. Chime scores 30.1 and mesha scores 34.9.
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