Cogni
Your money. Your lifestyle. One app
mesha
The FinancialOS for Global Companies
Updated February 2026
| Cogni | mesha | |
|---|---|---|
| Rating | 1.0★ | 5.0★ |
| Reviews | 2 | 4 |
| Pros | 0 | 12 |
| FactScore™ | 4.8 | 34.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Cogni — Pros
No unique pros listedBoth tools — Pros
—Only in mesha — Pros
Group investing NFT purchasing Easy to use Strong community Cost splitting for NFTs Sleek interface Access to expensive NFTs AI-driven insights Cross-device compatibility Early access group Streamlined process Strong supportOnly in Cogni — Cons
—Both tools — Cons
—Only in mesha — Cons
Confusing pricingDetails
| Cogni | mesha | |
|---|---|---|
| Categories | Online banking, Neobanks, Money transfer | Accounting software, Payroll software, Online banking |
| Platforms | Web | Web · iOS · Android |
| Became Popular | August 25, 2020 | April 12, 2022 |
| Website | getcogni.onelink.me | www.mesha.club |
Who Should Pick Which?
Choose Cogni if...
- No unique pros listed
Choose mesha if...
- Group investing
- NFT purchasing
- Easy to use
With a FactScore™ of 4.8 vs 34.9, mesha leads in community reception. Cogni uniquely offers No unique pros listed, while mesha stands out for Group investing and NFT purchasing.
What Users Say
Cogni
I wish I can give 0 stars. Not only they ask you to undertake long and complicated verification, but also when I linked my bank account and set a money transfer they somehow confused bank accounts ...
They are asking full social security number over the phone! Are you serious? Awful customer service who doesn't care at all about you. Application doesn't work 5 out of 10 logins.
mesha
Bought my first NFT with my friends on Mesha. Since it was an expensive one, Mesha helped us split the cost easily.
Super easy to use, excited to watch the product continue to develop!
Have purchased NFTs using Mesha as part of the early access group, seamless experience. Strong team and community, group investing as a feature excites me and im very excited for their roadmap ahead.
Related Comparisons
Frequently Asked Questions
Which is better, Cogni or mesha?
Based on FactScore™, mesha leads with a score of 34.9 vs 4.8. mesha has a higher rating of 5.0★ compared to 1.0★.
What are the pros of Cogni compared to mesha?
Cogni uniquely offers: No unique pros listed.
What are the pros of mesha compared to Cogni?
mesha uniquely offers: Group investing, NFT purchasing, Easy to use, Strong community, Cost splitting for NFTs.
Is Cogni better rated than mesha?
Cogni is rated 1.0★ from 2 reviews. mesha is rated 5.0★ from 4 reviews.
What is the FactScore™ of Cogni and mesha?
FactScore™ weighs rating and review volume together. Cogni scores 4.8 and mesha scores 34.9.
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