Copilot
Supercharge your finances with insights you won't get from your bank
SplitMyExpenses
Split bills with friends, track balances, and settle up
Updated February 2026
| Copilot | SplitMyExpenses | |
|---|---|---|
| Rating | 5.0★ | 5.0★ |
| Reviews | 1 | 3 |
| Pros | 3 | 0 |
| FactScore™ | 15.1 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Copilot — Pros
Budget tracking Personal finance management User retentionBoth tools — Pros
—Only in SplitMyExpenses — Pros
No unique pros listedOnly in Copilot — Cons
—Both tools — Cons
—Only in SplitMyExpenses — Cons
—Details
| Copilot | SplitMyExpenses | |
|---|---|---|
| Categories | Budgeting apps, Savings apps, Financial planning | Spreadsheets, Budgeting apps, Money transfer |
| Platforms | Web · iOS | Web · iOS · Android |
| Became Popular | January 16, 2020 | June 5, 2023 |
| Website | copilot.money | www.splitmyexpenses.com |
Who Should Pick Which?
Choose Copilot if...
- Budget tracking
- Personal finance management
- User retention
Choose SplitMyExpenses if...
- No unique pros listed
With a FactScore™ of 15.1 vs 30.1, SplitMyExpenses leads in community reception. Copilot uniquely offers Budget tracking and Personal finance management, while SplitMyExpenses stands out for No unique pros listed.
What Users Say
Copilot
Great UI
SplitMyExpenses
Clean and modern interface that is easy to use! Significantly reduced the time it takes for me to go through my transactions and charge my friends and family. The best part is I don't need to wait ...
Easy to sign up and use. Really liked the free option, didn't need to bother with the trial, does everything i needed it to do in one try. Can't wait for the mobile version!
osum product, the bill itemiser feature is just next level and solves the day to problem on a chai tapri! hats off
Related Comparisons
Frequently Asked Questions
Which is better, Copilot or SplitMyExpenses?
Based on FactScore™, SplitMyExpenses leads with a score of 30.1 vs 15.1. SplitMyExpenses has a higher rating of 5.0★ compared to 5.0★.
What are the pros of Copilot compared to SplitMyExpenses?
Copilot uniquely offers: Budget tracking, Personal finance management, User retention.
What are the pros of SplitMyExpenses compared to Copilot?
SplitMyExpenses uniquely offers: No unique pros listed.
Is Copilot better rated than SplitMyExpenses?
Copilot is rated 5.0★ from 1 reviews. SplitMyExpenses is rated 5.0★ from 3 reviews.
What is the FactScore™ of Copilot and SplitMyExpenses?
FactScore™ weighs rating and review volume together. Copilot scores 15.1 and SplitMyExpenses scores 30.1.
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