Decentro
APIs for banking integrations (Plaid for India)
Perch Credit
Use recurring expenses to boost your credit score
Updated February 2026
| Decentro | Perch Credit | |
|---|---|---|
| Rating | 5.0★ | 5.0★ |
| Reviews | 1 | 2 |
| Pros | 0 | 0 |
| FactScore™ | 15.1 | 23.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Decentro — Pros
No unique pros listedBoth tools — Pros
—Only in Perch Credit — Pros
No unique pros listedOnly in Decentro — Cons
—Both tools — Cons
—Only in Perch Credit — Cons
—Details
| Decentro | Perch Credit | |
|---|---|---|
| Categories | Finance, Unified API | Mobile editing apps, Finance, Credit score tools |
| Platforms | Web | Web · iOS |
| Became Popular | July 26, 2020 | January 26, 2021 |
| Website | decentro.tech | getperch.app |
Who Should Pick Which?
Choose Decentro if...
- No unique pros listed
Choose Perch Credit if...
- No unique pros listed
With a FactScore™ of 15.1 vs 23.9, Perch Credit leads in community reception. Decentro uniquely offers No unique pros listed, while Perch Credit stands out for No unique pros listed.
What Users Say
Decentro
No reviews yet
Perch Credit
I had been to at least 8 finance companies and was turned down by all of them due to my bad report. I gave up on buying a new house. Then a friend told me to contact XAPCREDITSOLUTION AT GMAIL D0T ...
My gratitude goes out to HACKWEST AT WRITEME DOT COM for fixing my credit report and clearing all the negatives, collections, charge offs, electricity and phone bills as well as the student lo...
Related Comparisons
Frequently Asked Questions
Which is better, Decentro or Perch Credit?
Based on FactScore™, Perch Credit leads with a score of 23.9 vs 15.1. Perch Credit has a higher rating of 5.0★ compared to 5.0★.
What are the pros of Decentro compared to Perch Credit?
Decentro uniquely offers: No unique pros listed.
What are the pros of Perch Credit compared to Decentro?
Perch Credit uniquely offers: No unique pros listed.
Is Decentro better rated than Perch Credit?
Decentro is rated 5.0★ from 1 reviews. Perch Credit is rated 5.0★ from 2 reviews.
What is the FactScore™ of Decentro and Perch Credit?
FactScore™ weighs rating and review volume together. Decentro scores 15.1 and Perch Credit scores 23.9.
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