Elevate Pay
USD accounts for remote professionals and freelancers
Refocus
Saving 137M jobs from AI — the retraining platform for SEA
Updated February 2026
| Elevate Pay | Refocus | |
|---|---|---|
| Rating | 5.0★ | 4.4★ |
| Reviews | 11 | 7 |
| Pros | 8 | 11 |
| FactScore™ | 54 | 40 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Elevate Pay — Pros
Virtual card Easy to use Fast transactions Low fees Smooth online transactions USD accounts Apple Pay integration Competitive exchange ratesBoth tools — Pros
—Only in Refocus — Pros
Positive company mission Great community support Career support Structured learning programs Beginner-friendly High quality learning materials User-friendly platform Accommodating mentors Comprehensive education Live chat support Strong communityOnly in Elevate Pay — Cons
Physical card Customer support Delayed transactions Onboarding process Bugs on iOS Limited country availability Payment linksBoth tools — Cons
—Only in Refocus — Cons
High cost Scam allegations Enrollment issues Lack of mentor availability Visual design issuesDetails
| Elevate Pay | Refocus | |
|---|---|---|
| Categories | Remote workforce tools, Online banking, Neobanks | Remote workforce tools, Online learning |
| Platforms | Web · iOS · Android | Web |
| Became Popular | June 9, 2024 | December 25, 2022 |
| Website | www.elevatepay.co | refocus.me |
Who Should Pick Which?
Choose Elevate Pay if...
- Virtual card
- Easy to use
- Fast transactions
Choose Refocus if...
- Positive company mission
- Great community support
- Career support
With a FactScore™ of 54 vs 40, Elevate Pay leads in community reception. Elevate Pay uniquely offers Virtual card and Easy to use, while Refocus stands out for Positive company mission and Great community support.
What Users Say
Elevate Pay
I've been using ElevatePay for almost 7 months now, and honestly, it has been such a relief. As a freelancer from Pakistan, getting payments used to be such a big hassle. It made me feel so stresse...
Great product and excellent service. I've experienced smooth online transactions from the start, and the simple UI makes it easy to track transaction status. However, the signup process was a bit t...
Excellent experience so far. Virtual Card works with Apple Pay. I receive payments from across the Globe without any trouble. Received payments from Apple Inc. within 24 hours. I hope Elevate Pay w...
Refocus
Nothing to improve imo. Great work and congrats on the Golden Kitty in education!
Love it! You make it much easier to learn new skills quickly
I chose Refocus because their ads promised real mentorship, a job guarantee, and a clear path to becoming a Data Analyst. It sounded trustworthy and affordable with the BillEase installment plan. S...
Related Comparisons
Frequently Asked Questions
Which is better, Elevate Pay or Refocus?
Based on FactScore™, Elevate Pay leads with a score of 54 vs 40. Elevate Pay has a higher rating of 5.0★ compared to 4.4★.
What are the pros of Elevate Pay compared to Refocus?
Elevate Pay uniquely offers: Virtual card, Easy to use, Fast transactions, Low fees, Smooth online transactions.
What are the pros of Refocus compared to Elevate Pay?
Refocus uniquely offers: Positive company mission, Great community support, Career support, Structured learning programs, Beginner-friendly.
Is Elevate Pay better rated than Refocus?
Elevate Pay is rated 5.0★ from 11 reviews. Refocus is rated 4.4★ from 7 reviews.
What is the FactScore™ of Elevate Pay and Refocus?
FactScore™ weighs rating and review volume together. Elevate Pay scores 54 and Refocus scores 40.
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