Fondo
Bookkeeping, tax, and tax credits for startups
Xero
Accounting software that helps small businesses
Updated February 2026
| Fondo | Xero | |
|---|---|---|
| Rating | 5.0★ | 3.8★ |
| Reviews | 9 | 4 |
| Pros | 10 | 0 |
| FactScore™ | 50 | 26.2 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Fondo — Pros
Responsive team Tax services Bookkeeping services Helpful support Easy to use Tax credit services Accommodating payment options High touch service QBO integration Startup focusedBoth tools — Pros
—Only in Xero — Pros
No unique pros listedOnly in Fondo — Cons
Manual document managementBoth tools — Cons
—Only in Xero — Cons
—Details
| Fondo | Xero | |
|---|---|---|
| Categories | Accounting software, Tax preparation, Startup financial planning | Accounting software |
| Platforms | Web | Web · iOS |
| Became Popular | August 25, 2022 | March 31, 2014 |
| Website | tryfondo.com | www.xero.com |
Who Should Pick Which?
Choose Fondo if...
- Responsive team
- Tax services
- Bookkeeping services
Choose Xero if...
- No unique pros listed
With a FactScore™ of 50 vs 26.2, Fondo leads in community reception. Fondo uniquely offers Responsive team and Tax services, while Xero stands out for No unique pros listed.
What Users Say
Fondo
Shoutout to Fondo for their incredible bookkeeping, tax, and tax credit services for startups. Fondo has been super helpful, especially during difficult situations. Their team’s eagerness to assist...
Just started using this (filed DE franchise tax with them), but the experience so far has been great. Very easy to use and intuitive, especially for the price.
Fondo makes my life easy. I set it up one time, and they email me when they need something from me. That's it. Taxes done and dusted.
Xero
I loved the look and the feel of Xero right from the get go...
Xero is not a good UX. They do not offer very full accounting & finance tools. And the tools they do offer are very half done. See projects for example. They do not improve or add in services u...
Xero is a decent tool for accounting and financial management. Easy to use, it offers a wide range of features and is available in the cloud. Some synchronization issues, but overall, an excellent ...
Related Comparisons
Frequently Asked Questions
Which is better, Fondo or Xero?
Based on FactScore™, Fondo leads with a score of 50 vs 26.2. Fondo has a higher rating of 5.0★ compared to 3.8★.
What are the pros of Fondo compared to Xero?
Fondo uniquely offers: Responsive team, Tax services, Bookkeeping services, Helpful support, Easy to use.
What are the pros of Xero compared to Fondo?
Xero uniquely offers: No unique pros listed.
Is Fondo better rated than Xero?
Fondo is rated 5.0★ from 9 reviews. Xero is rated 3.8★ from 4 reviews.
What is the FactScore™ of Fondo and Xero?
FactScore™ weighs rating and review volume together. Fondo scores 50 and Xero scores 26.2.
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