Lemonade

An Insurance Company Built for the 21st Century

★★★★★ 5.0/5
FactScore™ 23.9
VS

Onsurity

Affordable employee healthcare with group medical insurance

★★★★☆ 3.8/5
FactScore™ 40.5

Updated February 2026

Lemonade Onsurity
Rating 5.0★ 3.8★
Reviews 2 11
Pros 0 12
FactScore™ 23.9 40.5

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

23.9
Lemonade FactScore™
👑
40.5
Onsurity FactScore™
★ Onsurity wins on FactScore™

Pros & Cons

Only in Lemonade — Pros

No unique pros listed

Both tools — Pros

Only in Onsurity — Pros

Excellent customer support User-friendly interface Affordable pricing Comprehensive healthcare platform Healthcare credits for startups Seamless onboarding process Fast claim processing Flexible employee coverage Customizable plans Group medical insurance Instant claim support Superior product suite

Only in Lemonade — Cons

Both tools — Cons

Only in Onsurity — Cons

Poor customer service Slow claim settlement Claim rejection Document verification issues Pre-existing condition limitations

Details

Lemonade Onsurity
Categories Health Insurance Health Insurance
Platforms Web Web
Became Popular December 8, 2015 May 28, 2021
Website www.lemonade.com onsurity.com

Who Should Pick Which?

Choose Lemonade if...

  • No unique pros listed

Choose Onsurity if...

  • Excellent customer support
  • User-friendly interface
  • Affordable pricing

With a FactScore™ of 23.9 vs 40.5, Onsurity leads in community reception. Lemonade uniquely offers No unique pros listed, while Onsurity stands out for Excellent customer support and User-friendly interface.

3

What Users Say

Lemonade

E
Evan Jul 31, 2025
★★★★★

easy to set up the first time, easy to change to my new place when I moved! As a person who doesn't like dealing with hassles, Lemonade was a breath of fresh air!

R
Ricardo Mar 27, 2025
★★★★★

Great dog insurance. I used it for my first dog and now my second dogs. Filing claims is easy on the mobile app.

Onsurity

R
Rohan May 19, 2022
★★★★★

Happy to be Driving the Wagon of Democratizing Healthcare by being Simple, Sustainable Dynamic Yet Customer Centric in True Sense. Gift of Surity.

A
Akshun May 19, 2022
★★★★★

One Comprehensive Platform for all your healthcare needs.

V
Vivek Dec 14, 2022
★☆☆☆☆

As on average people change their jobs in 2 -3 years, the utility of this Health App company is debatable. They can take help of their term to literally reject any claim. May be most the great revi...

Frequently Asked Questions

Which is better, Lemonade or Onsurity?

Based on FactScore™, Onsurity leads with a score of 40.5 vs 23.9. Onsurity has a higher rating of 3.8★ compared to 5.0★.

What are the pros of Lemonade compared to Onsurity?

Lemonade uniquely offers: No unique pros listed.

What are the pros of Onsurity compared to Lemonade?

Onsurity uniquely offers: Excellent customer support, User-friendly interface, Affordable pricing, Comprehensive healthcare platform, Healthcare credits for startups.

Is Lemonade better rated than Onsurity?

Lemonade is rated 5.0★ from 2 reviews. Onsurity is rated 3.8★ from 11 reviews.

What is the FactScore™ of Lemonade and Onsurity?

FactScore™ weighs rating and review volume together. Lemonade scores 23.9 and Onsurity scores 40.5.

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