Lums
Chat with your money and let Lums build your budget.
FactScore™ 0
SplitMyExpenses
Split bills with friends, track balances, and settle up
Updated February 2026
| Lums | SplitMyExpenses | |
|---|---|---|
| Rating | N/A | 5.0★ |
| Reviews | 0 | 3 |
| Pros | 0 | 0 |
| FactScore™ | 0 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Lums — Pros
No unique pros listedBoth tools — Pros
—Only in SplitMyExpenses — Pros
No unique pros listedOnly in Lums — Cons
—Both tools — Cons
—Only in SplitMyExpenses — Cons
—Details
| Lums | SplitMyExpenses | |
|---|---|---|
| Categories | Budgeting apps | Spreadsheets, Budgeting apps, Money transfer |
| Platforms | Web · iOS · Android | Web · iOS · Android |
| Became Popular | February 6, 2026 | June 5, 2023 |
| Website | www.lums.ai | www.splitmyexpenses.com |
Who Should Pick Which?
Choose Lums if...
- No unique pros listed
Choose SplitMyExpenses if...
- No unique pros listed
With a FactScore™ of 0 vs 30.1, SplitMyExpenses leads in community reception. Lums uniquely offers No unique pros listed, while SplitMyExpenses stands out for No unique pros listed.
What Users Say
Lums
No reviews yet
SplitMyExpenses
Clean and modern interface that is easy to use! Significantly reduced the time it takes for me to go through my transactions and charge my friends and family. The best part is I don't need to wait ...
Easy to sign up and use. Really liked the free option, didn't need to bother with the trial, does everything i needed it to do in one try. Can't wait for the mobile version!
osum product, the bill itemiser feature is just next level and solves the day to problem on a chai tapri! hats off
Related Comparisons
Frequently Asked Questions
Which is better, Lums or SplitMyExpenses?
Based on FactScore™, SplitMyExpenses leads with a score of 30.1 vs 0. SplitMyExpenses has a higher rating of 5.0★ compared to N/A★.
What are the pros of Lums compared to SplitMyExpenses?
Lums uniquely offers: No unique pros listed.
What are the pros of SplitMyExpenses compared to Lums?
SplitMyExpenses uniquely offers: No unique pros listed.
Is Lums better rated than SplitMyExpenses?
Lums is rated N/A★ from 0 reviews. SplitMyExpenses is rated 5.0★ from 3 reviews.
What is the FactScore™ of Lums and SplitMyExpenses?
FactScore™ weighs rating and review volume together. Lums scores 0 and SplitMyExpenses scores 30.1.
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