Mercury
Banking for startups
My Financé
The easy way to fall in love with your personal finances
Updated February 2026
| Mercury | My Financé | |
|---|---|---|
| Rating | 4.5★ | 5.0★ |
| Reviews | 52 | 3 |
| Pros | 13 | 0 |
| FactScore™ | 77.6 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Mercury — Pros
Intuitive interface Startup-friendly features Easy account setup Responsive customer service Integrations with business tools No fees Seamless account management Virtual cards Support for startup community Treasury product Venture debt options Automated expense tracking Free international transfersBoth tools — Pros
—Only in My Financé — Pros
No unique pros listedOnly in Mercury — Cons
Unreliable service Slow support Account closure without warning Compliance issues Low card limits Slow fund availability High-yield interest accountsBoth tools — Cons
—Only in My Financé — Cons
—Details
| Mercury | My Financé | |
|---|---|---|
| Categories | Online banking, Startup financial planning | Budgeting apps, Retirement planning, Savings apps, Online banking, Financial planning |
| Platforms | Web | Web |
| Became Popular | April 18, 2019 | September 15, 2025 |
| Website | www.mercury.com | myfinancereport.com |
Who Should Pick Which?
Choose Mercury if...
- Intuitive interface
- Startup-friendly features
- Easy account setup
Choose My Financé if...
- No unique pros listed
With a FactScore™ of 77.6 vs 30.1, Mercury leads in community reception. Mercury uniquely offers Intuitive interface and Startup-friendly features, while My Financé stands out for No unique pros listed.
What Users Say
Mercury
From our first check to paying contractors, Mercury has had our back from the beginning. Rock solid banking services, and recently even started to offer sending out SAFE's. Not to mention the high-...
I remember opening a bank account with Wells Fargo for a business before Mercury existed. It involved phone calls, scanning signatures, and keeping track of paper. Mercury's onboarding was easy, al...
My Financé
Definitely need something like this! Security question though - what measures do you have in place? Always get anxious about linking bank data to third-party apps
well I am biased as the maker of the tool..
It was more maker-driven and less corporate and it had the functionality and customization I was looking for.
Related Comparisons
Frequently Asked Questions
Which is better, Mercury or My Financé?
Based on FactScore™, Mercury leads with a score of 77.6 vs 30.1. Mercury has a higher rating of 4.5★ compared to 5.0★.
What are the pros of Mercury compared to My Financé?
Mercury uniquely offers: Intuitive interface, Startup-friendly features, Easy account setup, Responsive customer service, Integrations with business tools.
What are the pros of My Financé compared to Mercury?
My Financé uniquely offers: No unique pros listed.
Is Mercury better rated than My Financé?
Mercury is rated 4.5★ from 52 reviews. My Financé is rated 5.0★ from 3 reviews.
What is the FactScore™ of Mercury and My Financé?
FactScore™ weighs rating and review volume together. Mercury scores 77.6 and My Financé scores 30.1.
Don't Get Fooled by Fake Social Media Videos
The world's first fact checker for social media. Paste any link and get an instant credibility score with sources.
Try FactCheckTool Free