Monarch

The modern way to manage your money

★★★★★ 4.9/5
FactScore™ 43.9
VS

ScribeUp

Find, control and save on subscriptions

★★★★★ 5.0/5
FactScore™ 34.9

Updated February 2026

Monarch ScribeUp
Rating 4.9★ 5.0★
Reviews 7 4
Pros 10 8
FactScore™ 43.9 34.9

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

👑
43.9
Monarch FactScore™
★ Monarch wins on FactScore™
34.9
ScribeUp FactScore™

Pros & Cons

Only in Monarch — Pros

Frequent feature updates Ad-free experience Automatic transaction categorization Clean UI Customizable categories Multi-platform support Robust budgeting tools Spending insights Subscription management Syncing across accounts

Both tools — Pros

Only in ScribeUp — Pros

Risk-free trial management Subscription tracking Chrome extension Easy subscription cancellation Browser plug-in Easy to install Free tier Strava integration

Only in Monarch — Cons

Incomplete transaction data Manual transaction clearing Transaction sync issues

Both tools — Cons

Only in ScribeUp — Cons

Details

Monarch ScribeUp
Categories Budgeting apps, Online banking, Financial planning Budgeting apps, Savings apps, Financial planning
Platforms Web · iOS · Android Web
Became Popular June 7, 2021 October 25, 2022
Website www.monarchmoney.com chrome.google.com

Who Should Pick Which?

Choose Monarch if...

  • Frequent feature updates
  • Ad-free experience
  • Automatic transaction categorization

Choose ScribeUp if...

  • Risk-free trial management
  • Subscription tracking
  • Chrome extension

With a FactScore™ of 43.9 vs 34.9, Monarch leads in community reception. Monarch uniquely offers Frequent feature updates and Ad-free experience, while ScribeUp stands out for Risk-free trial management and Subscription tracking.

3

What Users Say

Monarch

No reviews yet

ScribeUp

V
Veer Oct 25, 2022
★★★★★

Love this extension. Wanted to try YouTube TV without getting charged, ended up becoming a paying customer because ScribeUp made managing my subscription so much easier. Excited to mess around with...

S
Saul Feb 18, 2023
★★★★★

ScribeUp is a great risk-free trial testing app for anyone who doesn’t want to pay for trials and be unsure or find it difficult to cancel subscriptions. With ScribeUp, you can easily cancel any su...

L
Leandro Oct 25, 2022
★★★★★

Have been using ScribeUp for a few months now! Chrome extension is very convenient to get reminded on which services are compatible with ScribeUp. I'm finally able to subscribe to services without ...

Frequently Asked Questions

Which is better, Monarch or ScribeUp?

Based on FactScore™, Monarch leads with a score of 43.9 vs 34.9. Monarch has a higher rating of 4.9★ compared to 5.0★.

What are the pros of Monarch compared to ScribeUp?

Monarch uniquely offers: Frequent feature updates, Ad-free experience, Automatic transaction categorization, Clean UI, Customizable categories.

What are the pros of ScribeUp compared to Monarch?

ScribeUp uniquely offers: Risk-free trial management, Subscription tracking, Chrome extension, Easy subscription cancellation, Browser plug-in.

Is Monarch better rated than ScribeUp?

Monarch is rated 4.9★ from 7 reviews. ScribeUp is rated 5.0★ from 4 reviews.

What is the FactScore™ of Monarch and ScribeUp?

FactScore™ weighs rating and review volume together. Monarch scores 43.9 and ScribeUp scores 34.9.

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