My Financé

The easy way to fall in love with your personal finances

★★★★★ 5.0/5
FactScore™ 30.1
VS

N26

The Mobile Bank

★☆☆☆☆ 1.0/5
FactScore™ 11.1

Updated February 2026

My Financé N26
Rating 5.0★ 1.0★
Reviews 3 12
Pros 0 0
FactScore™ 30.1 11.1

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

👑
30.1
My Financé FactScore™
★ My Financé wins on FactScore™
11.1
N26 FactScore™

Pros & Cons

Only in My Financé — Pros

No unique pros listed

Both tools — Pros

Only in N26 — Pros

No unique pros listed

Only in My Financé — Cons

Both tools — Cons

Only in N26 — Cons

Poor customer service Delayed responses Lack of transparency Frozen funds Account freezes Unexplained account closures Difficult account closure Fraud prevention issues App usability issues Identity verification delays Subscription issues

Details

My Financé N26
Categories Budgeting apps, Retirement planning, Savings apps, Online banking, Financial planning Online banking, Neobanks, Money transfer
Platforms Web Web · iOS · Android
Became Popular September 15, 2025 July 21, 2016
Website myfinancereport.com n26.com

Who Should Pick Which?

Choose My Financé if...

  • No unique pros listed

Choose N26 if...

  • No unique pros listed

With a FactScore™ of 30.1 vs 11.1, My Financé leads in community reception. My Financé uniquely offers No unique pros listed, while N26 stands out for No unique pros listed.

3

What Users Say

My Financé

Y
Yehan Sep 23, 2025
★★★★★

Definitely need something like this! Security question though - what measures do you have in place? Always get anxious about linking bank data to third-party apps

M
Matt Mar 19, 2025
★★★★★

well I am biased as the maker of the tool..

D
Danielle Oct 29, 2025
★★★★★

It was more maker-driven and less corporate and it had the functionality and customization I was looking for.

N26

R
Rok May 13, 2025
★☆☆☆☆

I never thought a licensed European bank could behave like this. N26 blocked my account on 10 May 2025 without warning, without explanation, and with no access to my own money. All I’ve received si...

M
Mai-li Mar 2, 2025
★☆☆☆☆

Ich habe mit N26 und ihrem Partner Upvest eine katastrophale Erfahrung gemacht,die mich über 7.400 € gekostet hat.Trotz mehrfacher Versuche,eine Klärung zu erreichen,verweigern beide Unternehmen je...

A
A Feb 10, 2025
★☆☆☆☆

Voy a cerrar mi cuenta. Ya he sacado mi nómina de ahí. Me subscribí a cuenta metal y te dan de alta en un segundo. Solicité hace una semana la cancelación y todavía no me dan de baja. Servicio pési...

Frequently Asked Questions

Which is better, My Financé or N26?

Based on FactScore™, My Financé leads with a score of 30.1 vs 11.1. My Financé has a higher rating of 5.0★ compared to 1.0★.

What are the pros of My Financé compared to N26?

My Financé uniquely offers: No unique pros listed.

What are the pros of N26 compared to My Financé?

N26 uniquely offers: No unique pros listed.

Is My Financé better rated than N26?

My Financé is rated 5.0★ from 3 reviews. N26 is rated 1.0★ from 12 reviews.

What is the FactScore™ of My Financé and N26?

FactScore™ weighs rating and review volume together. My Financé scores 30.1 and N26 scores 11.1.

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