My Financé
The easy way to fall in love with your personal finances
Reap Pay
Business payments in your preferred currencies
Updated February 2026
| My Financé | Reap Pay | |
|---|---|---|
| Rating | 5.0★ | 5.0★ |
| Reviews | 3 | 3 |
| Pros | 0 | 9 |
| FactScore™ | 30.1 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Both tools score equally on FactScore™
Pros & Cons
Only in My Financé — Pros
No unique pros listedBoth tools — Pros
—Only in Reap Pay — Pros
Credit card payments Crypto payments Automated payment schedules Fast performance Employee credit cards Integration with Xero Multiple currency support Payment link invoicing Recurring paymentsOnly in My Financé — Cons
—Both tools — Cons
—Only in Reap Pay — Cons
Trustworthiness concerns Customer service issues Unauthorized transactionsDetails
| My Financé | Reap Pay | |
|---|---|---|
| Categories | Budgeting apps, Retirement planning, Savings apps, Online banking, Financial planning | Online banking, Payment processors, Money transfer |
| Platforms | Web | Web |
| Became Popular | September 15, 2025 | April 3, 2023 |
| Website | myfinancereport.com | reap.global |
Who Should Pick Which?
Choose My Financé if...
- No unique pros listed
Choose Reap Pay if...
- Credit card payments
- Crypto payments
- Automated payment schedules
With a FactScore™ of 30.1 vs 30.1, My Financé leads in community reception. My Financé uniquely offers No unique pros listed, while Reap Pay stands out for Credit card payments and Crypto payments.
What Users Say
My Financé
Definitely need something like this! Security question though - what measures do you have in place? Always get anxious about linking bank data to third-party apps
well I am biased as the maker of the tool..
It was more maker-driven and less corporate and it had the functionality and customization I was looking for.
Reap Pay
We have used REAP for 3-4 years for multiple startups ranging between 2 to 100 people. Depending on the scale there is great value you can get, which traditional credit card or finance services can...
I appreciate the variety of payment options offered, including card payments, ACH, and eChecks, which will undoubtedly help businesses reach a broader range of customers. The ability to automate pa...
Reap solved our main pain point when paying suppliers by providing as a very functional credit card, perfect for crypto-native businesses.
Related Comparisons
Frequently Asked Questions
What are the pros of My Financé compared to Reap Pay?
My Financé uniquely offers: No unique pros listed.
What are the pros of Reap Pay compared to My Financé?
Reap Pay uniquely offers: Credit card payments, Crypto payments, Automated payment schedules, Fast performance, Employee credit cards.
Is My Financé better rated than Reap Pay?
My Financé is rated 5.0★ from 3 reviews. Reap Pay is rated 5.0★ from 3 reviews.
What is the FactScore™ of My Financé and Reap Pay?
FactScore™ weighs rating and review volume together. My Financé scores 30.1 and Reap Pay scores 30.1.
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