My Financé
The easy way to fall in love with your personal finances
Wise
The universal way for you to manage money internationally.
Updated February 2026
| My Financé | Wise | |
|---|---|---|
| Rating | 5.0★ | 4.8★ |
| Reviews | 3 | 13 |
| Pros | 0 | 10 |
| FactScore™ | 30.1 | 54.7 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in My Financé — Pros
No unique pros listedBoth tools — Pros
—Only in Wise — Pros
Easy to use Fast international transfers Low fees Seamless global payouts Desktop and mobile applications Digital banking Good customer service No hidden fees Obtain USA account Widely usedOnly in My Financé — Cons
—Both tools — Cons
—Only in Wise — Cons
Account closure without notification Challenging document approval Debit card availability issues Government restrictions Transaction failure without notificationDetails
| My Financé | Wise | |
|---|---|---|
| Categories | Budgeting apps, Retirement planning, Savings apps, Online banking, Financial planning | Online banking, Money transfer |
| Platforms | Web | Web · iOS · Android |
| Became Popular | September 15, 2025 | January 18, 2014 |
| Website | myfinancereport.com | www.wise.com |
Who Should Pick Which?
Choose My Financé if...
- No unique pros listed
Choose Wise if...
- Easy to use
- Fast international transfers
- Low fees
With a FactScore™ of 30.1 vs 54.7, Wise leads in community reception. My Financé uniquely offers No unique pros listed, while Wise stands out for Easy to use and Fast international transfers.
What Users Say
My Financé
Definitely need something like this! Security question though - what measures do you have in place? Always get anxious about linking bank data to third-party apps
well I am biased as the maker of the tool..
It was more maker-driven and less corporate and it had the functionality and customization I was looking for.
Wise
Wise helps us make payouts to creators around the world—fast, fair, and without hidden fees. Whether it’s USD to BDT or EUR to INR, Wise ensures our global payout system is seamless and creator-fir...
Very good solution, quick, widely used
super simple and easy to use
Related Comparisons
Frequently Asked Questions
Which is better, My Financé or Wise?
Based on FactScore™, Wise leads with a score of 54.7 vs 30.1. Wise has a higher rating of 4.8★ compared to 5.0★.
What are the pros of My Financé compared to Wise?
My Financé uniquely offers: No unique pros listed.
What are the pros of Wise compared to My Financé?
Wise uniquely offers: Easy to use, Fast international transfers, Low fees, Seamless global payouts, Desktop and mobile applications.
Is My Financé better rated than Wise?
My Financé is rated 5.0★ from 3 reviews. Wise is rated 4.8★ from 13 reviews.
What is the FactScore™ of My Financé and Wise?
FactScore™ weighs rating and review volume together. My Financé scores 30.1 and Wise scores 54.7.
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