onbalance
Cashflow planning for e'neurs who value trust and privacy
Uprise
We optimize your financial life
Updated February 2026
| onbalance | Uprise | |
|---|---|---|
| Rating | 5.0★ | 5.0★ |
| Reviews | 4 | 6 |
| Pros | 0 | 10 |
| FactScore™ | 34.9 | 42.3 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in onbalance — Pros
No unique pros listedBoth tools — Pros
—Only in Uprise — Pros
Personalized financial plans Actionable recommendations Budgeting features Investment guidance Beginner friendly Goal tracking Credit card recommendations Free tier Retirement account guidance Tax guidanceOnly in onbalance — Cons
—Both tools — Cons
—Only in Uprise — Cons
No support for users with kids US only availabilityDetails
| onbalance | Uprise | |
|---|---|---|
| Categories | Financial planning | Tax preparation, Financial planning, Investing |
| Platforms | Web · iOS · Android | Web |
| Became Popular | August 18, 2025 | May 26, 2022 |
| Website | onbalance.app | uprise.us |
Who Should Pick Which?
Choose onbalance if...
- No unique pros listed
Choose Uprise if...
- Personalized financial plans
- Actionable recommendations
- Budgeting features
With a FactScore™ of 34.9 vs 42.3, Uprise leads in community reception. onbalance uniquely offers No unique pros listed, while Uprise stands out for Personalized financial plans and Actionable recommendations.
What Users Say
onbalance
Love this! Solopreneurs really need tools that don’t force them into bloated accounting systems. The privacy-first design and offline-first approach make onbalance stand out—feels like something ac...
I really like the idea behind onbalance. Managing finances can quickly get overwhelming, and this tool makes it feel simple and approachable. The interface is clean, the insights are easy to unders...
Started to use onbalance for my pet project since it's available for testers. The best part: very fast and simple UX + no worries about confidentiality. In a week, I replaced all my Google Spreadsh...
Uprise
Uprise is just getting started!
Uprise was extremely beneficial in helping me visualize my financial goals. As it continues to grow and features are added, I 100% expect it to be my main tool for personal finance, replacing a com...
Love the product! Working in finance, I'd like to think that I have an idea of how to manage my personal finances, but this really opened my eyes to some key considerations I just didn't consider. ...
Related Comparisons
Frequently Asked Questions
Which is better, onbalance or Uprise?
Based on FactScore™, Uprise leads with a score of 42.3 vs 34.9. Uprise has a higher rating of 5.0★ compared to 5.0★.
What are the pros of onbalance compared to Uprise?
onbalance uniquely offers: No unique pros listed.
What are the pros of Uprise compared to onbalance?
Uprise uniquely offers: Personalized financial plans, Actionable recommendations, Budgeting features, Investment guidance, Beginner friendly.
Is onbalance better rated than Uprise?
onbalance is rated 5.0★ from 4 reviews. Uprise is rated 5.0★ from 6 reviews.
What is the FactScore™ of onbalance and Uprise?
FactScore™ weighs rating and review volume together. onbalance scores 34.9 and Uprise scores 42.3.
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