pay3

Turn your wallet address into a single link and username

FactScore™ 0
VS

Reap Pay

Business payments in your preferred currencies

★★★★★ 5.0/5
FactScore™ 30.1

Updated February 2026

pay3 Reap Pay
Rating N/A 5.0★
Reviews 0 3
Pros 0 9
FactScore™ 0 30.1

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

pay3 FactScore™
👑
30.1
Reap Pay FactScore™
★ Reap Pay wins on FactScore™

Pros & Cons

Only in pay3 — Pros

No unique pros listed

Both tools — Pros

Only in Reap Pay — Pros

Credit card payments Crypto payments Automated payment schedules Fast performance Employee credit cards Integration with Xero Multiple currency support Payment link invoicing Recurring payments

Only in pay3 — Cons

Both tools — Cons

Only in Reap Pay — Cons

Trustworthiness concerns Customer service issues Unauthorized transactions

Details

pay3 Reap Pay
Categories Money transfer Online banking, Payment processors, Money transfer
Platforms Web Web
Became Popular January 27, 2026 April 3, 2023
Website pay3.so reap.global

Who Should Pick Which?

Choose pay3 if...

  • No unique pros listed

Choose Reap Pay if...

  • Credit card payments
  • Crypto payments
  • Automated payment schedules

With a FactScore™ of 0 vs 30.1, Reap Pay leads in community reception. pay3 uniquely offers No unique pros listed, while Reap Pay stands out for Credit card payments and Crypto payments.

3

What Users Say

pay3

No reviews yet

Reap Pay

R
Roman Apr 5, 2023
★★★★★

We have used REAP for 3-4 years for multiple startups ranging between 2 to 100 people. Depending on the scale there is great value you can get, which traditional credit card or finance services can...

M
Masha Apr 4, 2023
★★★★★

I appreciate the variety of payment options offered, including card payments, ACH, and eChecks, which will undoubtedly help businesses reach a broader range of customers. The ability to automate pa...

J
Juan Apr 6, 2023
★★★★★

Reap solved our main pain point when paying suppliers by providing as a very functional credit card, perfect for crypto-native businesses.

Frequently Asked Questions

Which is better, pay3 or Reap Pay?

Based on FactScore™, Reap Pay leads with a score of 30.1 vs 0. Reap Pay has a higher rating of 5.0★ compared to N/A★.

What are the pros of pay3 compared to Reap Pay?

pay3 uniquely offers: No unique pros listed.

What are the pros of Reap Pay compared to pay3?

Reap Pay uniquely offers: Credit card payments, Crypto payments, Automated payment schedules, Fast performance, Employee credit cards.

Is pay3 better rated than Reap Pay?

pay3 is rated N/A★ from 0 reviews. Reap Pay is rated 5.0★ from 3 reviews.

What is the FactScore™ of pay3 and Reap Pay?

FactScore™ weighs rating and review volume together. pay3 scores 0 and Reap Pay scores 30.1.

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