Petal
Responsible credit card company for the modern world.
Uprise
We optimize your financial life
Updated February 2026
| Petal | Uprise | |
|---|---|---|
| Rating | 1.0★ | 5.0★ |
| Reviews | 1 | 6 |
| Pros | 0 | 10 |
| FactScore™ | 3 | 42.3 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Petal — Pros
No unique pros listedBoth tools — Pros
—Only in Uprise — Pros
Personalized financial plans Actionable recommendations Budgeting features Investment guidance Beginner friendly Goal tracking Credit card recommendations Free tier Retirement account guidance Tax guidanceOnly in Petal — Cons
—Both tools — Cons
—Only in Uprise — Cons
No support for users with kids US only availabilityDetails
| Petal | Uprise | |
|---|---|---|
| Categories | Financial planning, Neobanks, Credit score tools | Tax preparation, Financial planning, Investing |
| Platforms | Web | Web |
| Became Popular | September 8, 2017 | May 26, 2022 |
| Website | www.petalcard.com | uprise.us |
Who Should Pick Which?
Choose Petal if...
- No unique pros listed
Choose Uprise if...
- Personalized financial plans
- Actionable recommendations
- Budgeting features
With a FactScore™ of 3 vs 42.3, Uprise leads in community reception. Petal uniquely offers No unique pros listed, while Uprise stands out for Personalized financial plans and Actionable recommendations.
What Users Say
Petal
Falsely advertised as a “no fee” card and then began charging fees after two years of on time payments and <10% credit utilization rate. Avoid at all costs, they take advantage of people with li...
Uprise
Uprise is just getting started!
Uprise was extremely beneficial in helping me visualize my financial goals. As it continues to grow and features are added, I 100% expect it to be my main tool for personal finance, replacing a com...
Love the product! Working in finance, I'd like to think that I have an idea of how to manage my personal finances, but this really opened my eyes to some key considerations I just didn't consider. ...
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Frequently Asked Questions
Which is better, Petal or Uprise?
Based on FactScore™, Uprise leads with a score of 42.3 vs 3. Uprise has a higher rating of 5.0★ compared to 1.0★.
What are the pros of Petal compared to Uprise?
Petal uniquely offers: No unique pros listed.
What are the pros of Uprise compared to Petal?
Uprise uniquely offers: Personalized financial plans, Actionable recommendations, Budgeting features, Investment guidance, Beginner friendly.
Is Petal better rated than Uprise?
Petal is rated 1.0★ from 1 reviews. Uprise is rated 5.0★ from 6 reviews.
What is the FactScore™ of Petal and Uprise?
FactScore™ weighs rating and review volume together. Petal scores 3 and Uprise scores 42.3.
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