ProjectionLab
Simulate your financial future and chart a course to FI/FIRE
SplitMyExpenses
Split bills with friends, track balances, and settle up
Updated February 2026
| ProjectionLab | SplitMyExpenses | |
|---|---|---|
| Rating | 4.9★ | 5.0★ |
| Reviews | 11 | 3 |
| Pros | 14 | 0 |
| FactScore™ | 53 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in ProjectionLab — Pros
Comprehensive financial planning Scenario modeling Active development Detailed customization FIRE planning Free tier Vehicle purchase planning Visualizations Discord community International presets Mortgage payoff planning Multi-condition milestones Roth conversion ladder support Tax settings for multiple countriesBoth tools — Pros
—Only in SplitMyExpenses — Pros
No unique pros listedOnly in ProjectionLab — Cons
Complex setup Questionable accuracy Too many parametersBoth tools — Cons
—Only in SplitMyExpenses — Cons
—Details
| ProjectionLab | SplitMyExpenses | |
|---|---|---|
| Categories | Budgeting apps, Retirement planning, Financial planning | Spreadsheets, Budgeting apps, Money transfer |
| Platforms | Web | Web · iOS · Android |
| Became Popular | August 20, 2022 | June 5, 2023 |
| Website | projectionlab.com | www.splitmyexpenses.com |
Who Should Pick Which?
Choose ProjectionLab if...
- Comprehensive financial planning
- Scenario modeling
- Active development
Choose SplitMyExpenses if...
- No unique pros listed
With a FactScore™ of 53 vs 30.1, ProjectionLab leads in community reception. ProjectionLab uniquely offers Comprehensive financial planning and Scenario modeling, while SplitMyExpenses stands out for No unique pros listed.
What Users Say
ProjectionLab
Stellar and cant complain
I love Projection Lab - I was really hesitant to pay a financial advisor because the financial planning space is kind of sprawling and it's really hard to tell what is garbage advice and what is ac...
ProjectionLab had empowered me to plan my future! I can write down how much I expect to earn and spend, and what big purchases and moves I expect to make in the future, and then ProjectionLab allow...
SplitMyExpenses
Clean and modern interface that is easy to use! Significantly reduced the time it takes for me to go through my transactions and charge my friends and family. The best part is I don't need to wait ...
Easy to sign up and use. Really liked the free option, didn't need to bother with the trial, does everything i needed it to do in one try. Can't wait for the mobile version!
osum product, the bill itemiser feature is just next level and solves the day to problem on a chai tapri! hats off
Related Comparisons
Frequently Asked Questions
Which is better, ProjectionLab or SplitMyExpenses?
Based on FactScore™, ProjectionLab leads with a score of 53 vs 30.1. ProjectionLab has a higher rating of 4.9★ compared to 5.0★.
What are the pros of ProjectionLab compared to SplitMyExpenses?
ProjectionLab uniquely offers: Comprehensive financial planning, Scenario modeling, Active development, Detailed customization, FIRE planning.
What are the pros of SplitMyExpenses compared to ProjectionLab?
SplitMyExpenses uniquely offers: No unique pros listed.
Is ProjectionLab better rated than SplitMyExpenses?
ProjectionLab is rated 4.9★ from 11 reviews. SplitMyExpenses is rated 5.0★ from 3 reviews.
What is the FactScore™ of ProjectionLab and SplitMyExpenses?
FactScore™ weighs rating and review volume together. ProjectionLab scores 53 and SplitMyExpenses scores 30.1.
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