Qonto
The finance solution that energizes SMEs and freelancers.
SplitMyExpenses
Split bills with friends, track balances, and settle up
Updated February 2026
| Qonto | SplitMyExpenses | |
|---|---|---|
| Rating | 3.0★ | 5.0★ |
| Reviews | 2 | 3 |
| Pros | 0 | 0 |
| FactScore™ | 14.3 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Qonto — Pros
No unique pros listedBoth tools — Pros
—Only in SplitMyExpenses — Pros
No unique pros listedOnly in Qonto — Cons
—Both tools — Cons
—Only in SplitMyExpenses — Cons
—Details
| Qonto | SplitMyExpenses | |
|---|---|---|
| Categories | Budgeting apps, Invoicing tools, Online banking | Spreadsheets, Budgeting apps, Money transfer |
| Platforms | Web | Web · iOS · Android |
| Became Popular | January 16, 2017 | June 5, 2023 |
| Website | qonto.com | www.splitmyexpenses.com |
Who Should Pick Which?
Choose Qonto if...
- No unique pros listed
Choose SplitMyExpenses if...
- No unique pros listed
With a FactScore™ of 14.3 vs 30.1, SplitMyExpenses leads in community reception. Qonto uniquely offers No unique pros listed, while SplitMyExpenses stands out for No unique pros listed.
What Users Say
Qonto
Qonto makes business banking seamless. From expense management to invoicing, it’s the perfect financial companion for startups and SMBs. We love how easy and efficient it is!
Great service. But when updating their app to Android they just gave clients a 15 days notice in the middle of summer break (19 Aug). A shame. I'm not using Qonto anymore.
SplitMyExpenses
Clean and modern interface that is easy to use! Significantly reduced the time it takes for me to go through my transactions and charge my friends and family. The best part is I don't need to wait ...
Easy to sign up and use. Really liked the free option, didn't need to bother with the trial, does everything i needed it to do in one try. Can't wait for the mobile version!
osum product, the bill itemiser feature is just next level and solves the day to problem on a chai tapri! hats off
Related Comparisons
Frequently Asked Questions
Which is better, Qonto or SplitMyExpenses?
Based on FactScore™, SplitMyExpenses leads with a score of 30.1 vs 14.3. SplitMyExpenses has a higher rating of 5.0★ compared to 3.0★.
What are the pros of Qonto compared to SplitMyExpenses?
Qonto uniquely offers: No unique pros listed.
What are the pros of SplitMyExpenses compared to Qonto?
SplitMyExpenses uniquely offers: No unique pros listed.
Is Qonto better rated than SplitMyExpenses?
Qonto is rated 3.0★ from 2 reviews. SplitMyExpenses is rated 5.0★ from 3 reviews.
What is the FactScore™ of Qonto and SplitMyExpenses?
FactScore™ weighs rating and review volume together. Qonto scores 14.3 and SplitMyExpenses scores 30.1.
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