Qonto
The finance solution that energizes SMEs and freelancers.
Splitser
Easily split and settle group expenses.
Updated February 2026
| Qonto | Splitser | |
|---|---|---|
| Rating | 3.0★ | 5.0★ |
| Reviews | 2 | 3 |
| Pros | 0 | 0 |
| FactScore™ | 14.3 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Qonto — Pros
No unique pros listedBoth tools — Pros
—Only in Splitser — Pros
No unique pros listedOnly in Qonto — Cons
—Both tools — Cons
—Only in Splitser — Cons
—Details
| Qonto | Splitser | |
|---|---|---|
| Categories | Budgeting apps, Invoicing tools, Online banking | Accounting software, Budgeting apps, Money transfer |
| Platforms | Web | Web · iOS · Android |
| Became Popular | January 16, 2017 | December 18, 2023 |
| Website | qonto.com | splitser.com |
Who Should Pick Which?
Choose Qonto if...
- No unique pros listed
Choose Splitser if...
- No unique pros listed
With a FactScore™ of 14.3 vs 30.1, Splitser leads in community reception. Qonto uniquely offers No unique pros listed, while Splitser stands out for No unique pros listed.
What Users Say
Qonto
Qonto makes business banking seamless. From expense management to invoicing, it’s the perfect financial companion for startups and SMBs. We love how easy and efficient it is!
Great service. But when updating their app to Android they just gave clients a 15 days notice in the middle of summer break (19 Aug). A shame. I'm not using Qonto anymore.
Splitser
I appreciate that Splitser is an obvious and intuitive app that shares my expenses. I like it because it's focused on one feature and is not overloaded with additional functionalities. Thanks to th...
Splitser has a feature set that is very similar to Splitwise, but has a way more intuitive user interface. Best of all, Splitser is totally FREE to use! 😃
Great app to keep track of group expenses. Clean UI and they have integrated payment methods.
Related Comparisons
Frequently Asked Questions
Which is better, Qonto or Splitser?
Based on FactScore™, Splitser leads with a score of 30.1 vs 14.3. Splitser has a higher rating of 5.0★ compared to 3.0★.
What are the pros of Qonto compared to Splitser?
Qonto uniquely offers: No unique pros listed.
What are the pros of Splitser compared to Qonto?
Splitser uniquely offers: No unique pros listed.
Is Qonto better rated than Splitser?
Qonto is rated 3.0★ from 2 reviews. Splitser is rated 5.0★ from 3 reviews.
What is the FactScore™ of Qonto and Splitser?
FactScore™ weighs rating and review volume together. Qonto scores 14.3 and Splitser scores 30.1.
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