Ramp
Time is money. Save both.
Splitser
Easily split and settle group expenses.
Updated February 2026
| Ramp | Splitser | |
|---|---|---|
| Rating | 4.6★ | 5.0★ |
| Reviews | 9 | 3 |
| Pros | 10 | 0 |
| FactScore™ | 45.6 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Ramp — Pros
1.5% cash back Advanced savings reports Bill-Pay feature Credit card processing Integration with Digits Intuitive user flows Invoice processing Reimbursement feature Time saving Unlimited cardsBoth tools — Pros
—Only in Splitser — Pros
No unique pros listedOnly in Ramp — Cons
Identity verification issuesBoth tools — Cons
—Only in Splitser — Cons
—Details
| Ramp | Splitser | |
|---|---|---|
| Categories | Budgeting apps, Neobanks, Credit score tools | Accounting software, Budgeting apps, Money transfer |
| Platforms | Web · iOS · Android | Web · iOS · Android |
| Became Popular | February 12, 2020 | December 18, 2023 |
| Website | www.ramp.com | splitser.com |
Who Should Pick Which?
Choose Ramp if...
- 1.5% cash back
- Advanced savings reports
- Bill-Pay feature
Choose Splitser if...
- No unique pros listed
With a FactScore™ of 45.6 vs 30.1, Ramp leads in community reception. Ramp uniquely offers 1.5% cash back and Advanced savings reports, while Splitser stands out for No unique pros listed.
What Users Say
Ramp
Love our partnership with Ramp to bring Ramp data straight into Digits accounting.
Nothing makes life easier than having a Ramp card. We use it everyday, thank it everyday!
Nothing makes life easier than having a Ramp card. We use it everyday, thank it everyday!
Splitser
I appreciate that Splitser is an obvious and intuitive app that shares my expenses. I like it because it's focused on one feature and is not overloaded with additional functionalities. Thanks to th...
Splitser has a feature set that is very similar to Splitwise, but has a way more intuitive user interface. Best of all, Splitser is totally FREE to use! 😃
Great app to keep track of group expenses. Clean UI and they have integrated payment methods.
Related Comparisons
Frequently Asked Questions
Which is better, Ramp or Splitser?
Based on FactScore™, Ramp leads with a score of 45.6 vs 30.1. Ramp has a higher rating of 4.6★ compared to 5.0★.
What are the pros of Ramp compared to Splitser?
Ramp uniquely offers: 1.5% cash back, Advanced savings reports, Bill-Pay feature, Credit card processing, Integration with Digits.
What are the pros of Splitser compared to Ramp?
Splitser uniquely offers: No unique pros listed.
Is Ramp better rated than Splitser?
Ramp is rated 4.6★ from 9 reviews. Splitser is rated 5.0★ from 3 reviews.
What is the FactScore™ of Ramp and Splitser?
FactScore™ weighs rating and review volume together. Ramp scores 45.6 and Splitser scores 30.1.
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