Reap Pay
Business payments in your preferred currencies
Stilt
Free US bank account and card for Immigrants
FactScore™ 0Updated February 2026
| Reap Pay | Stilt | |
|---|---|---|
| Rating | 5.0★ | N/A |
| Reviews | 3 | 0 |
| Pros | 9 | 0 |
| FactScore™ | 30.1 | 0 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Reap Pay — Pros
Credit card payments Crypto payments Automated payment schedules Fast performance Employee credit cards Integration with Xero Multiple currency support Payment link invoicing Recurring paymentsBoth tools — Pros
—Only in Stilt — Pros
No unique pros listedOnly in Reap Pay — Cons
Trustworthiness concerns Customer service issues Unauthorized transactionsBoth tools — Cons
—Only in Stilt — Cons
—Details
| Reap Pay | Stilt | |
|---|---|---|
| Categories | Online banking, Payment processors, Money transfer | Online banking, Neobanks, Money transfer |
| Platforms | Web | Web |
| Became Popular | April 3, 2023 | May 7, 2020 |
| Website | reap.global | www.stilt.com |
Who Should Pick Which?
Choose Reap Pay if...
- Credit card payments
- Crypto payments
- Automated payment schedules
Choose Stilt if...
- No unique pros listed
With a FactScore™ of 30.1 vs 0, Reap Pay leads in community reception. Reap Pay uniquely offers Credit card payments and Crypto payments, while Stilt stands out for No unique pros listed.
What Users Say
Reap Pay
We have used REAP for 3-4 years for multiple startups ranging between 2 to 100 people. Depending on the scale there is great value you can get, which traditional credit card or finance services can...
I appreciate the variety of payment options offered, including card payments, ACH, and eChecks, which will undoubtedly help businesses reach a broader range of customers. The ability to automate pa...
Reap solved our main pain point when paying suppliers by providing as a very functional credit card, perfect for crypto-native businesses.
Stilt
No reviews yet
Related Comparisons
Frequently Asked Questions
Which is better, Reap Pay or Stilt?
Based on FactScore™, Reap Pay leads with a score of 30.1 vs 0. Reap Pay has a higher rating of 5.0★ compared to N/A★.
What are the pros of Reap Pay compared to Stilt?
Reap Pay uniquely offers: Credit card payments, Crypto payments, Automated payment schedules, Fast performance, Employee credit cards.
What are the pros of Stilt compared to Reap Pay?
Stilt uniquely offers: No unique pros listed.
Is Reap Pay better rated than Stilt?
Reap Pay is rated 5.0★ from 3 reviews. Stilt is rated N/A★ from 0 reviews.
What is the FactScore™ of Reap Pay and Stilt?
FactScore™ weighs rating and review volume together. Reap Pay scores 30.1 and Stilt scores 0.
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