SplitMyExpenses
Split bills with friends, track balances, and settle up
Splitwise
Split expenses with friends
Updated February 2026
| SplitMyExpenses | Splitwise | |
|---|---|---|
| Rating | 5.0★ | 3.7★ |
| Reviews | 3 | 14 |
| Pros | 0 | 5 |
| FactScore™ | 30.1 | 43.6 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in SplitMyExpenses — Pros
No unique pros listedBoth tools — Pros
—Only in Splitwise — Pros
Group expense management Expense tracking Shared expenses management Automated calculations Free core functionsOnly in SplitMyExpenses — Cons
—Both tools — Cons
—Only in Splitwise — Cons
Limited free version Currency conversion limitations Mandatory account for participantsDetails
| SplitMyExpenses | Splitwise | |
|---|---|---|
| Categories | Spreadsheets, Budgeting apps, Money transfer | Budgeting apps, Money transfer |
| Platforms | Web · iOS · Android | Web · iOS |
| Became Popular | June 5, 2023 | January 6, 2014 |
| Website | www.splitmyexpenses.com | www.splitwise.com |
Who Should Pick Which?
Choose SplitMyExpenses if...
- No unique pros listed
Choose Splitwise if...
- Group expense management
- Expense tracking
- Shared expenses management
With a FactScore™ of 30.1 vs 43.6, Splitwise leads in community reception. SplitMyExpenses uniquely offers No unique pros listed, while Splitwise stands out for Group expense management and Expense tracking.
What Users Say
SplitMyExpenses
Clean and modern interface that is easy to use! Significantly reduced the time it takes for me to go through my transactions and charge my friends and family. The best part is I don't need to wait ...
Easy to sign up and use. Really liked the free option, didn't need to bother with the trial, does everything i needed it to do in one try. Can't wait for the mobile version!
osum product, the bill itemiser feature is just next level and solves the day to problem on a chai tapri! hats off
Splitwise
We aim to simplify the user experience and make debt tracking as easy as sending a message. Additionally, we want to ensure that the core functions remain free to use. :)
What is better than keeping track of expenses with your friends, or roommates? love it
Loved Splitwise once upon a time, but the paywalls were what led me to build this.
Related Comparisons
Frequently Asked Questions
Which is better, SplitMyExpenses or Splitwise?
Based on FactScore™, Splitwise leads with a score of 43.6 vs 30.1. Splitwise has a higher rating of 3.7★ compared to 5.0★.
What are the pros of SplitMyExpenses compared to Splitwise?
SplitMyExpenses uniquely offers: No unique pros listed.
What are the pros of Splitwise compared to SplitMyExpenses?
Splitwise uniquely offers: Group expense management, Expense tracking, Shared expenses management, Automated calculations, Free core functions.
Is SplitMyExpenses better rated than Splitwise?
SplitMyExpenses is rated 5.0★ from 3 reviews. Splitwise is rated 3.7★ from 14 reviews.
What is the FactScore™ of SplitMyExpenses and Splitwise?
FactScore™ weighs rating and review volume together. SplitMyExpenses scores 30.1 and Splitwise scores 43.6.
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