SplitMyExpenses

Split bills with friends, track balances, and settle up

★★★★★ 5.0/5
FactScore™ 30.1
VS

Zeta

Bank accounts built for families of any shape or size

★★★★☆ 4.0/5
FactScore™ 12

Updated February 2026

SplitMyExpenses Zeta
Rating 5.0★ 4.0★
Reviews 3 1
Pros 0 0
FactScore™ 30.1 12

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

👑
30.1
SplitMyExpenses FactScore™
★ SplitMyExpenses wins on FactScore™
12
Zeta FactScore™

Pros & Cons

Only in SplitMyExpenses — Pros

No unique pros listed

Both tools — Pros

Only in Zeta — Pros

No unique pros listed

Only in SplitMyExpenses — Cons

Both tools — Cons

Only in Zeta — Cons

Details

SplitMyExpenses Zeta
Categories Spreadsheets, Budgeting apps, Money transfer Budgeting apps, Online banking, Neobanks
Platforms Web · iOS · Android Web · iOS · Android
Became Popular June 5, 2023 April 14, 2017
Website www.splitmyexpenses.com www.askzeta.com

Who Should Pick Which?

Choose SplitMyExpenses if...

  • No unique pros listed

Choose Zeta if...

  • No unique pros listed

With a FactScore™ of 30.1 vs 12, SplitMyExpenses leads in community reception. SplitMyExpenses uniquely offers No unique pros listed, while Zeta stands out for No unique pros listed.

3

What Users Say

SplitMyExpenses

E
Ellen Jun 6, 2023
★★★★★

Clean and modern interface that is easy to use! Significantly reduced the time it takes for me to go through my transactions and charge my friends and family. The best part is I don't need to wait ...

R
R Jun 6, 2023
★★★★★

Easy to sign up and use. Really liked the free option, didn't need to bother with the trial, does everything i needed it to do in one try. Can't wait for the mobile version!

D
Deven Dec 8, 2023
★★★★★

osum product, the bill itemiser feature is just next level and solves the day to problem on a chai tapri! hats off

Zeta

D
Dan Jan 16, 2025
★★★★☆

My wife and I have been zeta users for a few years now and overall really like it. The only qualm we have is it takes a little longer than we'd like to put money in and take money out of the accoun...

Frequently Asked Questions

Which is better, SplitMyExpenses or Zeta?

Based on FactScore™, SplitMyExpenses leads with a score of 30.1 vs 12. SplitMyExpenses has a higher rating of 5.0★ compared to 4.0★.

What are the pros of SplitMyExpenses compared to Zeta?

SplitMyExpenses uniquely offers: No unique pros listed.

What are the pros of Zeta compared to SplitMyExpenses?

Zeta uniquely offers: No unique pros listed.

Is SplitMyExpenses better rated than Zeta?

SplitMyExpenses is rated 5.0★ from 3 reviews. Zeta is rated 4.0★ from 1 reviews.

What is the FactScore™ of SplitMyExpenses and Zeta?

FactScore™ weighs rating and review volume together. SplitMyExpenses scores 30.1 and Zeta scores 12.

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