Arc
Software-driven banking & growth capital for startups
My Financé
The easy way to fall in love with your personal finances
Updated February 2026
| Arc | My Financé | |
|---|---|---|
| Rating | 4.9★ | 5.0★ |
| Reviews | 20 | 3 |
| Pros | 17 | 0 |
| FactScore™ | 64.3 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Arc — Pros
Excellent customer support Comprehensive startup banking Modern UX/UI Responsive team Fast account setup High yield savings Secure platform Software-driven banking Efficient cash management Fast product development Tech-centric platform Growth capital access Community trust High interest rates Integrated financial products No equity requirement Transparent processBoth tools — Pros
—Only in My Financé — Pros
No unique pros listedOnly in Arc — Cons
Billing issuesBoth tools — Cons
—Only in My Financé — Cons
—Details
| Arc | My Financé | |
|---|---|---|
| Categories | Online banking, Financial planning, Neobanks, Treasury management platforms | Budgeting apps, Retirement planning, Savings apps, Online banking, Financial planning |
| Platforms | Web | Web |
| Became Popular | June 29, 2023 | September 15, 2025 |
| Website | www.arc.tech | myfinancereport.com |
Who Should Pick Which?
Choose Arc if...
- Excellent customer support
- Comprehensive startup banking
- Modern UX/UI
Choose My Financé if...
- No unique pros listed
With a FactScore™ of 64.3 vs 30.1, Arc leads in community reception. Arc uniquely offers Excellent customer support and Comprehensive startup banking, while My Financé stands out for No unique pros listed.
What Users Say
Arc
Arc has become widely used and well-regarded in the YC Community, which has high standards for products like this. Many YC companies tell us they love Arc and have had a great experience. In the wa...
We recently became customers of Arc at Momentum, but have been following their progress for the last 9 months or so. The speed at which they've been able to ship a full suite of products for startu...
HUGE fan of Arc, they have made everything so simple that we have basically automated all of our startup banking needs. It also doesn't hurt that we get 5%+ APY on our savings in the account. 10/10...
My Financé
Definitely need something like this! Security question though - what measures do you have in place? Always get anxious about linking bank data to third-party apps
well I am biased as the maker of the tool..
It was more maker-driven and less corporate and it had the functionality and customization I was looking for.
Related Comparisons
Frequently Asked Questions
Which is better, Arc or My Financé?
Based on FactScore™, Arc leads with a score of 64.3 vs 30.1. Arc has a higher rating of 4.9★ compared to 5.0★.
What are the pros of Arc compared to My Financé?
Arc uniquely offers: Excellent customer support, Comprehensive startup banking, Modern UX/UI, Responsive team, Fast account setup.
What are the pros of My Financé compared to Arc?
My Financé uniquely offers: No unique pros listed.
Is Arc better rated than My Financé?
Arc is rated 4.9★ from 20 reviews. My Financé is rated 5.0★ from 3 reviews.
What is the FactScore™ of Arc and My Financé?
FactScore™ weighs rating and review volume together. Arc scores 64.3 and My Financé scores 30.1.
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