Chime
Banking with no hidden fees and fee-free overdraft
MAXIM CREDIT CARD
Credit card for African consumers.
Updated February 2026
| Chime | MAXIM CREDIT CARD | |
|---|---|---|
| Rating | 5.0★ | 5.0★ |
| Reviews | 3 | 4 |
| Pros | 0 | 0 |
| FactScore™ | 30.1 | 34.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Chime — Pros
No unique pros listedBoth tools — Pros
—Only in MAXIM CREDIT CARD — Pros
No unique pros listedOnly in Chime — Cons
—Both tools — Cons
—Only in MAXIM CREDIT CARD — Cons
—Details
| Chime | MAXIM CREDIT CARD | |
|---|---|---|
| Categories | Online banking, Neobanks, Money transfer | Neobanks, Credit score tools |
| Platforms | Web · iOS · Android | Web |
| Became Popular | January 12, 2016 | June 22, 2024 |
| Website | www.chime.com | transcend.trymaxim.com |
Who Should Pick Which?
Choose Chime if...
- No unique pros listed
Choose MAXIM CREDIT CARD if...
- No unique pros listed
With a FactScore™ of 30.1 vs 34.9, MAXIM CREDIT CARD leads in community reception. Chime uniquely offers No unique pros listed, while MAXIM CREDIT CARD stands out for No unique pros listed.
What Users Say
Chime
I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.
Having a bad credit will mess up your life. I was in deep mess because I had a poor credit report and almost everything I applied for was turned down. I did my research and stumbled upon this geniu...
Great job, this is very powerful platform
MAXIM CREDIT CARD
Easy onboarding, revolving credit, transparent rates, no hidden fees or surprises, improve credit score. Highly recommend!
Low-zero interest, Revolving credit, Flexible repayment, Exceptional customer service, Advanced fraud protection.
A credit card in Africa? This is bound to revolutionize everything. Count me in for the launch of this product!
Related Comparisons
Frequently Asked Questions
Which is better, Chime or MAXIM CREDIT CARD ?
Based on FactScore™, MAXIM CREDIT CARD leads with a score of 34.9 vs 30.1. MAXIM CREDIT CARD has a higher rating of 5.0★ compared to 5.0★.
What are the pros of Chime compared to MAXIM CREDIT CARD ?
Chime uniquely offers: No unique pros listed.
What are the pros of MAXIM CREDIT CARD compared to Chime?
MAXIM CREDIT CARD uniquely offers: No unique pros listed.
Is Chime better rated than MAXIM CREDIT CARD ?
Chime is rated 5.0★ from 3 reviews. MAXIM CREDIT CARD is rated 5.0★ from 4 reviews.
What is the FactScore™ of Chime and MAXIM CREDIT CARD ?
FactScore™ weighs rating and review volume together. Chime scores 30.1 and MAXIM CREDIT CARD scores 34.9.
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