Chime
Banking with no hidden fees and fee-free overdraft
Mayfair
The 5.02% APY business cash account
Updated February 2026
| Chime | Mayfair | |
|---|---|---|
| Rating | 5.0★ | 4.9★ |
| Reviews | 3 | 10 |
| Pros | 0 | 12 |
| FactScore™ | 30.1 | 51 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Chime — Pros
No unique pros listedBoth tools — Pros
—Only in Mayfair — Pros
High APY Quick account setup 1-day ACH transfers Responsive customer service Simple cash management Competitive rates User-friendly interface Detailed reports Enhanced FDIC insurance Fast onboarding process Integrates with existing bank Transparent ratesOnly in Chime — Cons
—Both tools — Cons
—Only in Mayfair — Cons
Slow customer support Limited FDIC coverage US onlyDetails
| Chime | Mayfair | |
|---|---|---|
| Categories | Online banking, Neobanks, Money transfer | Online banking, Neobanks, Money transfer |
| Platforms | Web · iOS · Android | Web |
| Became Popular | January 12, 2016 | November 29, 2022 |
| Website | www.chime.com | www.getmayfair.com |
Who Should Pick Which?
Choose Chime if...
- No unique pros listed
Choose Mayfair if...
- High APY
- Quick account setup
- 1-day ACH transfers
With a FactScore™ of 30.1 vs 51, Mayfair leads in community reception. Chime uniquely offers No unique pros listed, while Mayfair stands out for High APY and Quick account setup.
What Users Say
Chime
I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.
Having a bad credit will mess up your life. I was in deep mess because I had a poor credit report and almost everything I applied for was turned down. I did my research and stumbled upon this geniu...
Great job, this is very powerful platform
Mayfair
Spent most of September looking for ways to leverage high interest rates for my business. Heard about Mayfair on Twist, seemed like a good fit and has been satisfactory so far.
Customer support is a bit slow at times but I understand they're still new
Congratulations on the launch - it's a fantastic concept! Any plans to open this up for UK business accounts anytime soon?
Related Comparisons
Frequently Asked Questions
Which is better, Chime or Mayfair?
Based on FactScore™, Mayfair leads with a score of 51 vs 30.1. Mayfair has a higher rating of 4.9★ compared to 5.0★.
What are the pros of Chime compared to Mayfair?
Chime uniquely offers: No unique pros listed.
What are the pros of Mayfair compared to Chime?
Mayfair uniquely offers: High APY, Quick account setup, 1-day ACH transfers, Responsive customer service, Simple cash management.
Is Chime better rated than Mayfair?
Chime is rated 5.0★ from 3 reviews. Mayfair is rated 4.9★ from 10 reviews.
What is the FactScore™ of Chime and Mayfair?
FactScore™ weighs rating and review volume together. Chime scores 30.1 and Mayfair scores 51.
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