Chime

Banking with no hidden fees and fee-free overdraft

★★★★★ 5.0/5
FactScore™ 30.1
VS

NorthOne Business Banking

A mobile business bank account built for makers

★★★★☆ 4.2/5
FactScore™ 54.1

Updated February 2026

Chime NorthOne Business Banking
Rating 5.0★ 4.2★
Reviews 3 19
Pros 0 14
FactScore™ 30.1 54.1

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

30.1
Chime FactScore™
👑
54.1
NorthOne Business Banking FactScore™
★ NorthOne Business Banking wins on FactScore™

Pros & Cons

Only in Chime — Pros

No unique pros listed

Both tools — Pros

Only in NorthOne Business Banking — Pros

Customer support Accounting software integration Envelope system Digital banking Fund separation Mobile app No hidden fees Personalized communication Bill pay feature Fast issue resolution Fee transparency High transaction limits Quick onboarding Real-time payments

Only in Chime — Cons

Both tools — Cons

Only in NorthOne Business Banking — Cons

Questionable practices Transaction issues Account suspension Funds freezing Unhelpful support Account closure Envelope system Lack of integrations

Details

Chime NorthOne Business Banking
Categories Online banking, Neobanks, Money transfer Online banking
Platforms Web · iOS · Android Web · iOS
Became Popular January 12, 2016 September 4, 2019
Website www.chime.com apps.apple.com

Who Should Pick Which?

Choose Chime if...

  • No unique pros listed

Choose NorthOne Business Banking if...

  • Customer support
  • Accounting software integration
  • Envelope system

With a FactScore™ of 30.1 vs 54.1, NorthOne Business Banking leads in community reception. Chime uniquely offers No unique pros listed, while NorthOne Business Banking stands out for Customer support and Accounting software integration.

3

What Users Say

Chime

D
Don Feb 21, 2024
★★★★★

I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.

A
Amy Jan 5, 2024
★★★★★

Having a bad credit will mess up your life. I was in deep mess because I had a poor credit report and almost everything I applied for was turned down. I did my research and stumbled upon this geniu...

W
William Jan 29, 2024
★★★★★

Great job, this is very powerful platform

NorthOne Business Banking

R
Rukhsar Jun 19, 2024
★★★★★

Highly recommend North One to small business owners who need a feature-rich bank account

H
Hamza Jun 17, 2024
★★★★★

North One is a game changer. Well done team!

T
T Mar 23, 2023
★☆☆☆☆

On Friday March 17th 2023 I was notified without any prior warning or notice that my business bank account had been suspended. My funds were frozen and I was locked out my account. I received an em...

Frequently Asked Questions

Which is better, Chime or NorthOne Business Banking?

Based on FactScore™, NorthOne Business Banking leads with a score of 54.1 vs 30.1. NorthOne Business Banking has a higher rating of 4.2★ compared to 5.0★.

What are the pros of Chime compared to NorthOne Business Banking?

Chime uniquely offers: No unique pros listed.

What are the pros of NorthOne Business Banking compared to Chime?

NorthOne Business Banking uniquely offers: Customer support, Accounting software integration, Envelope system, Digital banking, Fund separation.

Is Chime better rated than NorthOne Business Banking?

Chime is rated 5.0★ from 3 reviews. NorthOne Business Banking is rated 4.2★ from 19 reviews.

What is the FactScore™ of Chime and NorthOne Business Banking?

FactScore™ weighs rating and review volume together. Chime scores 30.1 and NorthOne Business Banking scores 54.1.

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