Chime
Banking with no hidden fees and fee-free overdraft
POINT
Rewards. Spending. Access.
FactScore™ 0Updated February 2026
| Chime | POINT | |
|---|---|---|
| Rating | 5.0★ | N/A |
| Reviews | 3 | 0 |
| Pros | 0 | 0 |
| FactScore™ | 30.1 | 0 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Chime — Pros
No unique pros listedBoth tools — Pros
—Only in POINT — Pros
No unique pros listedOnly in Chime — Cons
—Both tools — Cons
—Only in POINT — Cons
—Details
| Chime | POINT | |
|---|---|---|
| Categories | Online banking, Neobanks, Money transfer | Neobanks, Payment processors, Credit score tools |
| Platforms | Web · iOS · Android | Web · iOS · Android |
| Became Popular | January 12, 2016 | November 12, 2019 |
| Website | www.chime.com | www.point.app |
Who Should Pick Which?
Choose Chime if...
- No unique pros listed
Choose POINT if...
- No unique pros listed
With a FactScore™ of 30.1 vs 0, Chime leads in community reception. Chime uniquely offers No unique pros listed, while POINT stands out for No unique pros listed.
What Users Say
Chime
I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.
Having a bad credit will mess up your life. I was in deep mess because I had a poor credit report and almost everything I applied for was turned down. I did my research and stumbled upon this geniu...
Great job, this is very powerful platform
POINT
No reviews yet
Related Comparisons
Frequently Asked Questions
Which is better, Chime or POINT?
Based on FactScore™, Chime leads with a score of 30.1 vs 0. Chime has a higher rating of 5.0★ compared to N/A★.
What are the pros of Chime compared to POINT?
Chime uniquely offers: No unique pros listed.
What are the pros of POINT compared to Chime?
POINT uniquely offers: No unique pros listed.
Is Chime better rated than POINT?
Chime is rated 5.0★ from 3 reviews. POINT is rated N/A★ from 0 reviews.
What is the FactScore™ of Chime and POINT?
FactScore™ weighs rating and review volume together. Chime scores 30.1 and POINT scores 0.
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