Chime
Banking with no hidden fees and fee-free overdraft
Shakepay
The money app for Canadians
Updated February 2026
| Chime | Shakepay | |
|---|---|---|
| Rating | 5.0★ | 5.0★ |
| Reviews | 3 | 23 |
| Pros | 0 | 18 |
| FactScore™ | 30.1 | 68.5 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Chime — Pros
No unique pros listedBoth tools — Pros
—Only in Shakepay — Pros
Btc exchange for Canadians Easy platform Free btc by shaking phone Quick btc purchase All-in-one app Dca investments Generous rewards Incentives to earn free btc 2% cashback in btc Btc back on purchases Community support Easy to use interface Free transfers to wallets Fun exchange Honest company Mobile payments No-fee banking Secure transactionsOnly in Chime — Cons
—Both tools — Cons
—Only in Shakepay — Cons
Limited alt-coinsDetails
| Chime | Shakepay | |
|---|---|---|
| Categories | Online banking, Neobanks, Money transfer | Money transfer |
| Platforms | Web · iOS · Android | Web |
| Became Popular | January 12, 2016 | March 6, 2024 |
| Website | www.chime.com | www.shakepay.com |
Who Should Pick Which?
Choose Chime if...
- No unique pros listed
Choose Shakepay if...
- Btc exchange for Canadians
- Easy platform
- Free btc by shaking phone
With a FactScore™ of 30.1 vs 68.5, Shakepay leads in community reception. Chime uniquely offers No unique pros listed, while Shakepay stands out for Btc exchange for Canadians and Easy platform.
What Users Say
Chime
I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.
Having a bad credit will mess up your life. I was in deep mess because I had a poor credit report and almost everything I applied for was turned down. I did my research and stumbled upon this geniu...
Great job, this is very powerful platform
Shakepay
Shakepay revolutionizes the way we handle money. Simple, secure, and a game changer!
Awesome app and community. Love earning bitcoins with my squad.
I’ve been using my credit card for all my payments for many years.Not anymore.Since the day I discovered shakepay it’s the app i use for paying all my bills and online and offline purchases.Why? 2%...
Related Comparisons
Frequently Asked Questions
Which is better, Chime or Shakepay?
Based on FactScore™, Shakepay leads with a score of 68.5 vs 30.1. Shakepay has a higher rating of 5.0★ compared to 5.0★.
What are the pros of Chime compared to Shakepay?
Chime uniquely offers: No unique pros listed.
What are the pros of Shakepay compared to Chime?
Shakepay uniquely offers: Btc exchange for Canadians, Easy platform, Free btc by shaking phone, Quick btc purchase, All-in-one app.
Is Chime better rated than Shakepay?
Chime is rated 5.0★ from 3 reviews. Shakepay is rated 5.0★ from 23 reviews.
What is the FactScore™ of Chime and Shakepay?
FactScore™ weighs rating and review volume together. Chime scores 30.1 and Shakepay scores 68.5.
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