Elevate Pay
USD accounts for remote professionals and freelancers
Vivid
Free mobile banking that comes with a metal card
Updated February 2026
| Elevate Pay | Vivid | |
|---|---|---|
| Rating | 5.0★ | 2.5★ |
| Reviews | 11 | 2 |
| Pros | 8 | 0 |
| FactScore™ | 54 | 11.9 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Elevate Pay — Pros
Virtual card Easy to use Fast transactions Low fees Smooth online transactions USD accounts Apple Pay integration Competitive exchange ratesBoth tools — Pros
—Only in Vivid — Pros
No unique pros listedOnly in Elevate Pay — Cons
Physical card Customer support Delayed transactions Onboarding process Bugs on iOS Limited country availability Payment linksBoth tools — Cons
—Only in Vivid — Cons
—Details
| Elevate Pay | Vivid | |
|---|---|---|
| Categories | Remote workforce tools, Online banking, Neobanks | Online banking, Neobanks |
| Platforms | Web · iOS · Android | Web |
| Became Popular | June 9, 2024 | June 19, 2020 |
| Website | www.elevatepay.co | vivid.money |
Who Should Pick Which?
Choose Elevate Pay if...
- Virtual card
- Easy to use
- Fast transactions
Choose Vivid if...
- No unique pros listed
With a FactScore™ of 54 vs 11.9, Elevate Pay leads in community reception. Elevate Pay uniquely offers Virtual card and Easy to use, while Vivid stands out for No unique pros listed.
What Users Say
Elevate Pay
I've been using ElevatePay for almost 7 months now, and honestly, it has been such a relief. As a freelancer from Pakistan, getting payments used to be such a big hassle. It made me feel so stresse...
Great product and excellent service. I've experienced smooth online transactions from the start, and the simple UI makes it easy to track transaction status. However, the signup process was a bit t...
Excellent experience so far. Virtual Card works with Apple Pay. I receive payments from across the Globe without any trouble. Received payments from Apple Inc. within 24 hours. I hope Elevate Pay w...
Vivid
At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...
It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...
Related Comparisons
Frequently Asked Questions
Which is better, Elevate Pay or Vivid?
Based on FactScore™, Elevate Pay leads with a score of 54 vs 11.9. Elevate Pay has a higher rating of 5.0★ compared to 2.5★.
What are the pros of Elevate Pay compared to Vivid?
Elevate Pay uniquely offers: Virtual card, Easy to use, Fast transactions, Low fees, Smooth online transactions.
What are the pros of Vivid compared to Elevate Pay?
Vivid uniquely offers: No unique pros listed.
Is Elevate Pay better rated than Vivid?
Elevate Pay is rated 5.0★ from 11 reviews. Vivid is rated 2.5★ from 2 reviews.
What is the FactScore™ of Elevate Pay and Vivid?
FactScore™ weighs rating and review volume together. Elevate Pay scores 54 and Vivid scores 11.9.
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