Chime

Banking with no hidden fees and fee-free overdraft

★★★★★ 5.0/5
FactScore™ 30.1
VS

Vivid

Free mobile banking that comes with a metal card

★★★☆☆ 2.5/5
FactScore™ 11.9

Updated February 2026

Chime Vivid
Rating 5.0★ 2.5★
Reviews 3 2
Pros 0 0
FactScore™ 30.1 11.9

FactScore™ Comparison

FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.

👑
30.1
Chime FactScore™
★ Chime wins on FactScore™
11.9
Vivid FactScore™

Pros & Cons

Only in Chime — Pros

No unique pros listed

Both tools — Pros

Only in Vivid — Pros

No unique pros listed

Only in Chime — Cons

Both tools — Cons

Only in Vivid — Cons

Details

Chime Vivid
Categories Online banking, Neobanks, Money transfer Online banking, Neobanks
Platforms Web · iOS · Android Web
Became Popular January 12, 2016 June 19, 2020
Website www.chime.com vivid.money

Who Should Pick Which?

Choose Chime if...

  • No unique pros listed

Choose Vivid if...

  • No unique pros listed

With a FactScore™ of 30.1 vs 11.9, Chime leads in community reception. Chime uniquely offers No unique pros listed, while Vivid stands out for No unique pros listed.

3

What Users Say

Chime

D
Don Feb 21, 2024
★★★★★

I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.

A
Amy Jan 5, 2024
★★★★★

Having a bad credit will mess up your life. I was in deep mess because I had a poor credit report and almost everything I applied for was turned down. I did my research and stumbled upon this geniu...

W
William Jan 29, 2024
★★★★★

Great job, this is very powerful platform

Vivid

D
Dau Mar 28, 2023
★☆☆☆☆

At one point it offered an ok, yet interesting product. As of now, conditions keep changing constantly, and I've been trying to close my account for over a week with no luck nor way of communicatin...

A
Anna Dec 1, 2023
★★★★☆

It's a great bank! I've been using it for over two years now. I am only disappointed that the cashback for Prime accounts is less and less valuable each month. I can't even have 10 euros back to co...

Frequently Asked Questions

Which is better, Chime or Vivid?

Based on FactScore™, Chime leads with a score of 30.1 vs 11.9. Chime has a higher rating of 5.0★ compared to 2.5★.

What are the pros of Chime compared to Vivid?

Chime uniquely offers: No unique pros listed.

What are the pros of Vivid compared to Chime?

Vivid uniquely offers: No unique pros listed.

Is Chime better rated than Vivid?

Chime is rated 5.0★ from 3 reviews. Vivid is rated 2.5★ from 2 reviews.

What is the FactScore™ of Chime and Vivid?

FactScore™ weighs rating and review volume together. Chime scores 30.1 and Vivid scores 11.9.

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