Ivella
Banking and savings designed for couples.
Reap Pay
Business payments in your preferred currencies
Updated February 2026
| Ivella | Reap Pay | |
|---|---|---|
| Rating | 4.0★ | 5.0★ |
| Reviews | 3 | 3 |
| Pros | 0 | 9 |
| FactScore™ | 24.1 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Ivella — Pros
No unique pros listedBoth tools — Pros
—Only in Reap Pay — Pros
Credit card payments Crypto payments Automated payment schedules Fast performance Employee credit cards Integration with Xero Multiple currency support Payment link invoicing Recurring paymentsOnly in Ivella — Cons
—Both tools — Cons
—Only in Reap Pay — Cons
Trustworthiness concerns Customer service issues Unauthorized transactionsDetails
| Ivella | Reap Pay | |
|---|---|---|
| Categories | Online banking | Online banking, Payment processors, Money transfer |
| Platforms | Web · iOS | Web |
| Became Popular | April 27, 2022 | April 3, 2023 |
| Website | www.ivella.com | reap.global |
Who Should Pick Which?
Choose Ivella if...
- No unique pros listed
Choose Reap Pay if...
- Credit card payments
- Crypto payments
- Automated payment schedules
With a FactScore™ of 24.1 vs 30.1, Reap Pay leads in community reception. Ivella uniquely offers No unique pros listed, while Reap Pay stands out for Credit card payments and Crypto payments.
What Users Say
Ivella
Have had a great time using Ivella with my boyfriend. I love the toggle feature where we can change the percentage of how much each person pays, because sometimes I'll order more food or he will! I...
Already seeing a positive impact on my workflow. This is one of those products that becomes indispensable quickly. Well done!
Ivella is a smart choice for couples seeking to navigate their financial journey harmoniously.
Reap Pay
We have used REAP for 3-4 years for multiple startups ranging between 2 to 100 people. Depending on the scale there is great value you can get, which traditional credit card or finance services can...
I appreciate the variety of payment options offered, including card payments, ACH, and eChecks, which will undoubtedly help businesses reach a broader range of customers. The ability to automate pa...
Reap solved our main pain point when paying suppliers by providing as a very functional credit card, perfect for crypto-native businesses.
Related Comparisons
Frequently Asked Questions
Which is better, Ivella or Reap Pay?
Based on FactScore™, Reap Pay leads with a score of 30.1 vs 24.1. Reap Pay has a higher rating of 5.0★ compared to 4.0★.
What are the pros of Ivella compared to Reap Pay?
Ivella uniquely offers: No unique pros listed.
What are the pros of Reap Pay compared to Ivella?
Reap Pay uniquely offers: Credit card payments, Crypto payments, Automated payment schedules, Fast performance, Employee credit cards.
Is Ivella better rated than Reap Pay?
Ivella is rated 4.0★ from 3 reviews. Reap Pay is rated 5.0★ from 3 reviews.
What is the FactScore™ of Ivella and Reap Pay?
FactScore™ weighs rating and review volume together. Ivella scores 24.1 and Reap Pay scores 30.1.
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