Chime
Banking with no hidden fees and fee-free overdraft
Ivella
Banking and savings designed for couples.
Updated February 2026
| Chime | Ivella | |
|---|---|---|
| Rating | 5.0★ | 4.0★ |
| Reviews | 3 | 3 |
| Pros | 0 | 0 |
| FactScore™ | 30.1 | 24.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Chime — Pros
No unique pros listedBoth tools — Pros
—Only in Ivella — Pros
No unique pros listedOnly in Chime — Cons
—Both tools — Cons
—Only in Ivella — Cons
—Details
| Chime | Ivella | |
|---|---|---|
| Categories | Online banking, Neobanks, Money transfer | Online banking |
| Platforms | Web · iOS · Android | Web · iOS |
| Became Popular | January 12, 2016 | April 27, 2022 |
| Website | www.chime.com | www.ivella.com |
Who Should Pick Which?
Choose Chime if...
- No unique pros listed
Choose Ivella if...
- No unique pros listed
With a FactScore™ of 30.1 vs 24.1, Chime leads in community reception. Chime uniquely offers No unique pros listed, while Ivella stands out for No unique pros listed.
What Users Say
Chime
I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.
Having a bad credit will mess up your life. I was in deep mess because I had a poor credit report and almost everything I applied for was turned down. I did my research and stumbled upon this geniu...
Great job, this is very powerful platform
Ivella
Have had a great time using Ivella with my boyfriend. I love the toggle feature where we can change the percentage of how much each person pays, because sometimes I'll order more food or he will! I...
Already seeing a positive impact on my workflow. This is one of those products that becomes indispensable quickly. Well done!
Ivella is a smart choice for couples seeking to navigate their financial journey harmoniously.
Related Comparisons
Frequently Asked Questions
Which is better, Chime or Ivella?
Based on FactScore™, Chime leads with a score of 30.1 vs 24.1. Chime has a higher rating of 5.0★ compared to 4.0★.
What are the pros of Chime compared to Ivella?
Chime uniquely offers: No unique pros listed.
What are the pros of Ivella compared to Chime?
Ivella uniquely offers: No unique pros listed.
Is Chime better rated than Ivella?
Chime is rated 5.0★ from 3 reviews. Ivella is rated 4.0★ from 3 reviews.
What is the FactScore™ of Chime and Ivella?
FactScore™ weighs rating and review volume together. Chime scores 30.1 and Ivella scores 24.1.
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