MAXIM CREDIT CARD
Credit card for African consumers.
ZELF
Instant money in messengers
Updated February 2026
| MAXIM CREDIT CARD | ZELF | |
|---|---|---|
| Rating | 5.0★ | 3.3★ |
| Reviews | 4 | 3 |
| Pros | 0 | 2 |
| FactScore™ | 34.9 | 20 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in MAXIM CREDIT CARD — Pros
No unique pros listedBoth tools — Pros
—Only in ZELF — Pros
Easy to use NFT supportOnly in MAXIM CREDIT CARD — Cons
—Both tools — Cons
—Only in ZELF — Cons
Account approval delays Crypto exchange limitations Customer support Identity verification issues Withdrawal limitationsDetails
| MAXIM CREDIT CARD | ZELF | |
|---|---|---|
| Categories | Neobanks, Credit score tools | Neobanks, Payment processors, Money transfer |
| Platforms | Web | Web |
| Became Popular | June 22, 2024 | June 24, 2020 |
| Website | transcend.trymaxim.com | zelf.co |
Who Should Pick Which?
Choose MAXIM CREDIT CARD if...
- No unique pros listed
Choose ZELF if...
- Easy to use
- NFT support
With a FactScore™ of 34.9 vs 20, MAXIM CREDIT CARD leads in community reception. MAXIM CREDIT CARD uniquely offers No unique pros listed, while ZELF stands out for Easy to use and NFT support.
What Users Say
MAXIM CREDIT CARD
Easy onboarding, revolving credit, transparent rates, no hidden fees or surprises, improve credit score. Highly recommend!
Low-zero interest, Revolving credit, Flexible repayment, Exceptional customer service, Advanced fraud protection.
A credit card in Africa? This is bound to revolutionize everything. Count me in for the launch of this product!
ZELF
Great product and team.
Was never able to verify my identity and customer support didn't seem to understand what I needed help with. Issue never got fixed. My account is just sitting there, doing nothing... 😭 😭 😭
very simple to use but crypto exchange is not payable and withdraw is not available yet
Related Comparisons
Frequently Asked Questions
Which is better, MAXIM CREDIT CARD or ZELF?
Based on FactScore™, MAXIM CREDIT CARD leads with a score of 34.9 vs 20. MAXIM CREDIT CARD has a higher rating of 5.0★ compared to 3.3★.
What are the pros of MAXIM CREDIT CARD compared to ZELF?
MAXIM CREDIT CARD uniquely offers: No unique pros listed.
What are the pros of ZELF compared to MAXIM CREDIT CARD ?
ZELF uniquely offers: Easy to use, NFT support.
Is MAXIM CREDIT CARD better rated than ZELF?
MAXIM CREDIT CARD is rated 5.0★ from 4 reviews. ZELF is rated 3.3★ from 3 reviews.
What is the FactScore™ of MAXIM CREDIT CARD and ZELF?
FactScore™ weighs rating and review volume together. MAXIM CREDIT CARD scores 34.9 and ZELF scores 20.
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