Monarch
The modern way to manage your money
Splitser
Easily split and settle group expenses.
Updated February 2026
| Monarch | Splitser | |
|---|---|---|
| Rating | 4.9★ | 5.0★ |
| Reviews | 7 | 3 |
| Pros | 10 | 0 |
| FactScore™ | 43.9 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Monarch — Pros
Frequent feature updates Ad-free experience Automatic transaction categorization Clean UI Customizable categories Multi-platform support Robust budgeting tools Spending insights Subscription management Syncing across accountsBoth tools — Pros
—Only in Splitser — Pros
No unique pros listedOnly in Monarch — Cons
Incomplete transaction data Manual transaction clearing Transaction sync issuesBoth tools — Cons
—Only in Splitser — Cons
—Details
| Monarch | Splitser | |
|---|---|---|
| Categories | Budgeting apps, Online banking, Financial planning | Accounting software, Budgeting apps, Money transfer |
| Platforms | Web · iOS · Android | Web · iOS · Android |
| Became Popular | June 7, 2021 | December 18, 2023 |
| Website | www.monarchmoney.com | splitser.com |
Who Should Pick Which?
Choose Monarch if...
- Frequent feature updates
- Ad-free experience
- Automatic transaction categorization
Choose Splitser if...
- No unique pros listed
With a FactScore™ of 43.9 vs 30.1, Monarch leads in community reception. Monarch uniquely offers Frequent feature updates and Ad-free experience, while Splitser stands out for No unique pros listed.
What Users Say
Monarch
No reviews yet
Splitser
I appreciate that Splitser is an obvious and intuitive app that shares my expenses. I like it because it's focused on one feature and is not overloaded with additional functionalities. Thanks to th...
Splitser has a feature set that is very similar to Splitwise, but has a way more intuitive user interface. Best of all, Splitser is totally FREE to use! 😃
Great app to keep track of group expenses. Clean UI and they have integrated payment methods.
Related Comparisons
Frequently Asked Questions
Which is better, Monarch or Splitser?
Based on FactScore™, Monarch leads with a score of 43.9 vs 30.1. Monarch has a higher rating of 4.9★ compared to 5.0★.
What are the pros of Monarch compared to Splitser?
Monarch uniquely offers: Frequent feature updates, Ad-free experience, Automatic transaction categorization, Clean UI, Customizable categories.
What are the pros of Splitser compared to Monarch?
Splitser uniquely offers: No unique pros listed.
Is Monarch better rated than Splitser?
Monarch is rated 4.9★ from 7 reviews. Splitser is rated 5.0★ from 3 reviews.
What is the FactScore™ of Monarch and Splitser?
FactScore™ weighs rating and review volume together. Monarch scores 43.9 and Splitser scores 30.1.
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