Razorpay
Power your finance, grow your business
Reap Pay
Business payments in your preferred currencies
Updated February 2026
| Razorpay | Reap Pay | |
|---|---|---|
| Rating | 4.8★ | 5.0★ |
| Reviews | 9 | 3 |
| Pros | 11 | 9 |
| FactScore™ | 47.8 | 30.1 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Razorpay — Pros
Detailed analytics Easy payment integration Intuitive interface Multiple payment options Seamless transactions Real-time tracking Secure transactions Low transaction cost Payment gateway Popular in IndiaBoth tools — Pros
Fast performanceOnly in Reap Pay — Pros
Credit card payments Crypto payments Automated payment schedules Employee credit cards Integration with Xero Multiple currency support Payment link invoicing Recurring paymentsOnly in Razorpay — Cons
Account issues Fraud allegationsBoth tools — Cons
—Only in Reap Pay — Cons
Trustworthiness concerns Customer service issues Unauthorized transactionsDetails
| Razorpay | Reap Pay | |
|---|---|---|
| Categories | Online banking, Payment processors, Money transfer | Online banking, Payment processors, Money transfer |
| Platforms | Web | Web |
| Became Popular | March 23, 2015 | April 3, 2023 |
| Website | razorpay.com | reap.global |
Who Should Pick Which?
Choose Razorpay if...
- Detailed analytics
- Easy payment integration
- Intuitive interface
Choose Reap Pay if...
- Credit card payments
- Crypto payments
- Automated payment schedules
With a FactScore™ of 47.8 vs 30.1, Razorpay leads in community reception. Razorpay uniquely offers Detailed analytics and Easy payment integration, while Reap Pay stands out for Credit card payments and Crypto payments.
What Users Say
Razorpay
Currently using Razorpay for payments in Nuraform but i feel the integration could have been easier with better and simpler docs like polar.sh. Also the setup is just too lengthy and could use a wr...
Razorpay integration allowed us to sell globablly with minimum effort. Lots of integration options provide great flexibility.
Razorpay allowed me to manage the payment process more efficiently, making transactions simpler and faster.
Reap Pay
We have used REAP for 3-4 years for multiple startups ranging between 2 to 100 people. Depending on the scale there is great value you can get, which traditional credit card or finance services can...
I appreciate the variety of payment options offered, including card payments, ACH, and eChecks, which will undoubtedly help businesses reach a broader range of customers. The ability to automate pa...
Reap solved our main pain point when paying suppliers by providing as a very functional credit card, perfect for crypto-native businesses.
Related Comparisons
Frequently Asked Questions
Which is better, Razorpay or Reap Pay?
Based on FactScore™, Razorpay leads with a score of 47.8 vs 30.1. Razorpay has a higher rating of 4.8★ compared to 5.0★.
What are the pros of Razorpay compared to Reap Pay?
Razorpay uniquely offers: Detailed analytics, Easy payment integration, Intuitive interface, Multiple payment options, Seamless transactions.
What are the pros of Reap Pay compared to Razorpay?
Reap Pay uniquely offers: Credit card payments, Crypto payments, Automated payment schedules, Employee credit cards, Integration with Xero.
Is Razorpay better rated than Reap Pay?
Razorpay is rated 4.8★ from 9 reviews. Reap Pay is rated 5.0★ from 3 reviews.
What is the FactScore™ of Razorpay and Reap Pay?
FactScore™ weighs rating and review volume together. Razorpay scores 47.8 and Reap Pay scores 30.1.
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