Chime
Banking with no hidden fees and fee-free overdraft
Razorpay
Power your finance, grow your business
Updated February 2026
| Chime | Razorpay | |
|---|---|---|
| Rating | 5.0★ | 4.8★ |
| Reviews | 3 | 9 |
| Pros | 0 | 11 |
| FactScore™ | 30.1 | 47.8 |
FactScore™ Comparison
FactScore™ weighs both quality (rating) and popularity (reviews) for a fairer ranking than stars alone.
Pros & Cons
Only in Chime — Pros
No unique pros listedBoth tools — Pros
—Only in Razorpay — Pros
Detailed analytics Easy payment integration Intuitive interface Multiple payment options Seamless transactions Real-time tracking Secure transactions Fast performance Low transaction cost Payment gateway Popular in IndiaOnly in Chime — Cons
—Both tools — Cons
—Only in Razorpay — Cons
Account issues Fraud allegationsDetails
| Chime | Razorpay | |
|---|---|---|
| Categories | Online banking, Neobanks, Money transfer | Online banking, Payment processors, Money transfer |
| Platforms | Web · iOS · Android | Web |
| Became Popular | January 12, 2016 | March 23, 2015 |
| Website | www.chime.com | razorpay.com |
Who Should Pick Which?
Choose Chime if...
- No unique pros listed
Choose Razorpay if...
- Detailed analytics
- Easy payment integration
- Intuitive interface
With a FactScore™ of 30.1 vs 47.8, Razorpay leads in community reception. Chime uniquely offers No unique pros listed, while Razorpay stands out for Detailed analytics and Easy payment integration.
What Users Say
Chime
I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.
Having a bad credit will mess up your life. I was in deep mess because I had a poor credit report and almost everything I applied for was turned down. I did my research and stumbled upon this geniu...
Great job, this is very powerful platform
Razorpay
Currently using Razorpay for payments in Nuraform but i feel the integration could have been easier with better and simpler docs like polar.sh. Also the setup is just too lengthy and could use a wr...
Razorpay integration allowed us to sell globablly with minimum effort. Lots of integration options provide great flexibility.
Razorpay allowed me to manage the payment process more efficiently, making transactions simpler and faster.
Related Comparisons
Frequently Asked Questions
Which is better, Chime or Razorpay?
Based on FactScore™, Razorpay leads with a score of 47.8 vs 30.1. Razorpay has a higher rating of 4.8★ compared to 5.0★.
What are the pros of Chime compared to Razorpay?
Chime uniquely offers: No unique pros listed.
What are the pros of Razorpay compared to Chime?
Razorpay uniquely offers: Detailed analytics, Easy payment integration, Intuitive interface, Multiple payment options, Seamless transactions.
Is Chime better rated than Razorpay?
Chime is rated 5.0★ from 3 reviews. Razorpay is rated 4.8★ from 9 reviews.
What is the FactScore™ of Chime and Razorpay?
FactScore™ weighs rating and review volume together. Chime scores 30.1 and Razorpay scores 47.8.
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